I recently read that the average American family has an annual income of $43,000 and a credit card debt of $2,200. They probably didn't start out with a single $2,200 purchase though. They probably racked up charges little by little, with compounding interest charges upping the debt every month, ... Read More »
Out of Debt in 5-7 Years, Including Mortgage???
Call me skeptical, but when I was given the book From a Millstone to a Milestone: Get Out of Debt in 5-7 Years, Including Mortgage by Applying God's Principles, I didn't see how it could possibly make any sense. Just 7 years ago, I took out a 30-year mortgage, and it's only about halfway paid off. ... Read More »
Need More Money? Try This…
Money's tight for pretty much everyone nowadays, whether they've got kids or not. People are clipping coupons, buying on clearance, downgrading their cable, and numerous other attempts at saving money. Those are all good starts, but when you've done everything you can think of to save money, and you ... Read More »
Check Out Charities Before Donating
It's admirable to donate to charities, and there sure have been a lot to donate to lately, but how do you know if you're money's really going where it's supposed to? What exactly is your donation being spent on? Don't get me wrong, charitable giving is a good selfless act. However, if you want to ... Read More »
Coupons for Organics
I love coupons, or at least I do in theory. I mean, I'd love to use coupons, but they're pretty much only for pre-packaged junk food. Even the "healthy" ones are loaded with artificial ingredients, preservatives, pesticides, and gmo's. I had about given up on being able to use coupons in all but a ... Read More »
I Spend Too Much Money on Food
We eat a healthy non-GMO diet, mostly organic, so I don't expect our food to be cheap. I'd really like to lower my food budget, but I'm not sure how to. I recently read a food article buy a woman who feeds her family of 6 (5 of whom are boys with double-digit ages!) on $600 a month. Sadly, that ... Read More »
I’m Tired of Budgeting
I know I should be getting ready to close out December's budget, figure out January's budget with my new goal of putting more money into investments every month, and getting various financial records ready for income tax season, but I just don't want to. I'm tired of finances. I'm tired of ... Read More »
All Dollar Stores Are Not The Same
I always assumed that I was saving money and getting the best possible price on nearly all of the items that I purchased at my local Dollar General store. After all, a dollar store is a place for absolute rock-bottom prices, right? Surely the prices I was paying had to be the lowest... or ... Read More »
Free Financial Resources at Your Fingertips
With the unlimited resources on the internet, financial information and resources are much easier to find and use now than they used to be. I remember calling the bank numerous times when I was shopping for my first home trying to figure out what my price range was. I was thoroughly confused by ... Read More »
Paying a Security Deposit in Installments
I have a house that I'm going to be renting out next month. The future tenant called me today to ask if she could drop off part of the security deposit now, some next week, and some the following week so she doesn't "blow it before then". Hmmmm... Sounds to me like someone needs a budget. I totally ... Read More »
