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The Coupon Crate

Tips and Tricks

- Avoid shopping at the peak times such as right after work (5-7 PM) and weekends. Shopping during slow times will allow for you to look for the best deals and getting the best prices without becoming the object of basket-rage. This will also relieve the pressure of hearing everyone grunt and sigh when you pull out those coupons. You absolutely should use your couponing expertise, but why make it harder on yourself?
- Eat before you go grocery shopping. When you're shopping hungry... do I really need to go on? I'm certain everyone at some point has come home with bags and bags of snacks and ingredients for things you can make NOW. And don't think that the store offering hot to-go items is unintentional. Being hungry and smelling food increase impulse shopping!

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.
To get started, look over several weeks worth of grocery receipts and see where you spend the most money. Changes here will likely offer the most savings. Meat is often one of the largest grocery expenses. Save money by adding a couple of bean-based, meatless meals each week. It’s easy:

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The Top 10 Pet-Owner Mistakes

Avoid common errors, and keep your four-legged pal healthy and well-behaved.

By Ashley Tate

Mistake 1: Buying a Pet Spontaneously. Why this is a mistake: That doggie in the window may be darling, but he might not be the right fit for your family or lifestyle.
How to avoid it: Fully inform yourself before you bring home a pet. Every dog or cat has its own needs, some of which are specific to the breed. Terriers tend to dig; Abyssinians explore and climb. If there's a breed that interests you, read up on it (try the website of the American Kennel Club, at akc.org, or the Cat Fanciers Association, at cfainc.org), talk to owners, and get to know someone else's Border collie or Persian.

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10 Tips for Improving Your Family's Eating Habits

With today’s busy lifestyles, families don’t always eat as healthfully as we would like. But by practicing healthy eating habits at home, you can make it easier for your family to eat right. Try these 10 tips designed to encourage healthy eating habits:

1. Be a good food role model. Telling children to eat nutritious foods is one thing — showing them is better. If you offer nutritious foods regularly — and if they see you eating them — your children likely will learn to like them.
2. Serve a variety of fruits and vegetables daily. In addition to bananas and apples, try something new like kiwi or papaya. Add vegetables to stir fries or casseroles.
3. Schedule a snack time and stick to it. Space snacks at least two to three hours before a meal.
4. Involve kids in meal planning and preparation. Children often will eat foods they help plan and prepare.

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How to Save on Your Grocery Bill

A full cart doesn’t have to leave you with an empty wallet

by Kati Neville

Don’t buy non grocery items at the supermarket. Health and beauty goods are usually cheaper at mass-market retailers, like Target. And you’ll find the best deals on paper products at warehouse clubs.
Purchase oranges, onions, and potatoes in bags rather than individually. You’ll pay roughly half the price.

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Basic Legal Recommendations for Women

by Michele Howe

According to Toledo attorney, Stephen Pennington, there are some fundamental legal concerns that every woman should understand, plan, and prepare for in order to best protect her financial assets in lieu of a possible divorce, death of a spouse, or for simple common sense financial survival. It is noteworthy that each of the potentially troubling monetary difficulties cited below arrives at a time when a woman is simultaneously coping with personal loss and pain, thus underscoring the need to take preparatory measures well in advance such major life events (upsets). For every woman who does prepare, there are countless more who do not and who pay the price both financially and emotionally.

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*Up to $810 per week* working at home!


 

Consumer: womens news
 

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Single Moms - find here resources on financial aid, scholarships, help with basic needs, food, prescription drugs, health care, housing, legal info, and much more...

Help For Single Moms In Need

Find Information on Food and Basic Needs Programs, Resources for Affordable Health Care, Assistance with Prescription Drugs, Childcare Resources, Support for Teens Faced with Unplanned Pregnancy, Support for Needy Moms and Their Children



Discover your personality type and what careers are best suited for you



School Breakfast Program

Provides nutritious breakfasts to promote learning readiness and healthy eating behaviors.


School Meals

National School Lunch Program

Provides nutritious lunches and the opportunity to practice skills learned in classroom nutrition education.

Afterschool Snacks

Fresh Fruit and Vegetable Program

Seamless Summer

Special Milk Program

Offers milk to children who do not have access to other meal programs.

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Valuable Help for Mothers and Children in Need

 

USDA sponsored Program for Women, Infants and Children (WIC).

WIC provides Federal grants to States for supplemental foods, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women, and to infants and children up to age five who are found to be at nutritional risk.

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Modest Needs


Modest Needs exists:

To prevent otherwise financially self-sufficient individuals and families from entering the cycle of poverty, when this might be avoided with a small amount of well-timed financial assistance;
To restore the financial self-sufficiency of individuals who are willing to work but are temporarily unable to do so because they do not have the means to remit payment for a work-related expense;
To empower permanently disadvantaged individuals who otherwise live within their limited means to continue to live independently, despite a temporary, unexpected financial set-back; and
To strengthen small non-profit organizations by providing a forum whereby such organizations can apply directly to the general public for the help they need to complete the relatively inexpensive projects that will allow them to better serve their clients and the communities they exist to serve.

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*Up to $810 per week* working at home!


The Nurturing Network (TNN)

 

The Nurturing Network is an international charitable organization that responds to the immediate and comprehensive needs of a woman facing the crisis of an unplanned pregnancy.

TNN - Who We Are - Whom We Serve - How We Network

Need Help? www.nurturingnetwork.org/needhelp.html
Phone 1-800-TNN-4MOM

2-1-1 Connecting People in Need with Community Services

Call 211 for emergency help with affordable housing and basic human needs, help with addiction prevention programs for teenage children, help for aging parents, for identifying support groups, and much more (see below). Services are provided by United Way Worldwide and the Alliance for Information and Referral Systems (AIRS).

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Catholic Charities USA

Catholic Charities agencies serve people of all faiths. They provide a wide range of services, including services for single moms and children: housing, emergency services, health care, child care, adoption, counseling, financial assistance, food pantries, and other critical services.

Select your state from the drop down box, and find the services you need.
Some Charities have their own websites:
Catholic Charities, Diocese of Venice - FL
Catholic Charities Oklahoma
Catholic Charities of Los Angeles - CA
Catholic Charities Health and Human Services - OH
Catholic Charities, Archdiocese of Denver - CO, from the left side drop down menu select services.

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Ronald McDonald House Charities (RMHC)

 

For nearly 35 years, Ronald McDonald House Charities (RMHC) has been creating, finding and supporting programs that directly improve the health and well being of nearly 3.7 million children worldwide every year.
Since 1998, RMHC has supported life-changing surgeries for more than 15,000 children through our grants to Interplast.

Ronald McDonald House
Ronald McDonald Houses around the world offer families a way to stay together, in proximity to the treatment hospital, and be comfortable and cared for during their stay. Families are stronger when they are together, which helps in the healing process. By staying at a Ronald McDonald House, parents can also can better communicate with their child’s medical team and keep up with complicated treatment plans when needed.
At every House, families can enjoy: Home-cooked meals, Private bedrooms, Playrooms for children. Depending on the House, these services may also be available: Special suites for children with suppressed immune systems, Accredited education programs, Recreational activities, Non-clinical support services, Sibling support services.



Ronald McDonald Family Room
When families walk into a Ronald McDonald Family Room, we want them to forget they’re in a hospital. Often steps away from a pediatric or intensive care unit, Ronald McDonald Family Rooms offer a place of refuge to families in the hospital where their child is staying because of illness or injury.
Services may vary from one Ronald McDonald Family Room to the next, but families will often find: A kitchen area that includes a stove or microwave, Shower facilities, Sleeping rooms, Laundry facilities, Internet access, Reference books, A seating area with a television, A quiet room.

Ronald McDonald Care Mobile
A fleet of Ronald McDonald Care Mobiles travel to communities the world over to bridge the gap between hospitals and these underserved children - and to eliminate statistics like these.
Depending on community needs, Ronald McDonald Care Mobile services may include: Primary care, well-child visits and developmental screening, Immunizations, Diagnostic, preventive and restorative dental care, Oral hygiene education, Asthma treatment and self-management education, Pulmonary function testing, Vision, hearing and lead screening, School and sports physicals, Prenatal care for pregnant teens, Childhood health promotion and injury prevention education, Nutrition counseling, Pediatric specialty care, such as oncology, cardiology and otolaryngology, Ophthalmology, Mental health assessment and referral, Blood collection, Social service resource referral, Health education, Care for special needs children.
All Ronald McDonald Care Mobile services are provided in a 40-foot long, 8-foot wide, state-of-the-art vehicle built specifically for delivering pediatric health care services. Each vehicle includes two patient examination rooms, a laboratory and reception and medical records areas.
Staffed with pediatric specialist volunteers, each Ronald McDonald Care Mobile provides cost-effective, high-quality medical, dental and health education services to underserved children in rural and urban areas around the world. Within the United States, volunteers also help eligible families enroll in federally assisted health insurance initiatives such as "Insure Kids Now."



Camp Ronald McDonald at Eagle Lake, Northern California
A residential summer camp for children who are at risk, Camp Ronald McDonald at Eagle Lake gives hundreds of kids each summer access to a host of activities they wouldn’t be able to do otherwise.
While the campers typically have special challenges that would normally hinder their ability to experience the fun of camp and nature, the Camp does its best to ensure all the barriers – physical and mental – are removed. Instead, the focus is confidence-building experiences designed to support each campers’ individuality in an outdoor group living environment.

RMHC U.S. Scholarships
Many hard working students can’t afford to get the education of their dreams. RMHC want these students to reach their full potential. To help them accomplish this, the RMHC network offers scholarships to students in financial need who have demonstrated academic achievement and community involvement.

Find RMHC Chapters, Ronald McDonald Houses, Ronald McDonald Care Mobiles or Ronald McDonald Family Roomschapter in your area.



Health Insurance Coverage for Kids - Insure Kids Now

The federal government and the states together offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). These programs serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Medicaid and CHIP cover doctor visits, dental care, prescription medicines and immunizations, as well as services like hospitalizations and care for children with special health care needs.
For more information and state-specific information about Medicaid and CHIP programs, read more...

Partnership for Prescription Assistance Program

Phone: 1-888-4PPA-NOW (1-888-477-2669).

Partnership for Prescription Assistance brings together America's pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program that's right for them. Many will get them free or nearly free.

Programs:


Help for Those in Need: Many people have difficulty affording health care, including prescription medicines. A number of patient assistance programs provide help to patients who lack prescription drug coverage and earn less than 200% of the federal poverty level (approximately $19,000 for an individual or $32,000 for a family of three).(Qualifications vary by programs. Income levels vary by state.)


Access to the Medicines They Need: Patients will be directed to the public or private programs most likely to meet their needs. The Partnership for Prescription Assistance helps qualifying patients without prescription coverage.

Enroll in more than 475 patient assistance programs, Access more than 2,500 medicines, Learn how to contact government programs for which they may qualify, such as Medicaid, Medicare, or the State Children's Health Insurance Program.

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RxAssist

Patient assistance programs are run by pharmaceutical companies to provide free medications to people who cannot afford to buy their medicine.

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Print Coupons, Get a chance at a Grill & Groceries Package



Grillin' & Chillin' - Get $75.00 in Printable Coupons! Plus, Win a Grill & Groceries Package! A $3,500 Value!

 

Join the SingleMom.com forums. Share your tips, resources and experience with other single moms

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Utility Prices are Significant Expenses

by Randi Lynn Millward

I don't know about you, but my electric bill is sky-high. I've been running around the house unplugging everything in sight so as not to incur charges from my appliances using "phantom energy".

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Because you are somebody special!

by Annette Bridges

Since my trip to Italy, my husband and I have enjoyed a delicious breakfast routine that often includes French toast, fresh fruit and a yummy cup of cappuccino.

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Our Friendships

by Laurie Cesario-Overton

We all have those days when we get overwhelmed and it seems like every time we turn around there is another problem.

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3 Money Rules for Stay-at-Home Moms

As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed...
Here are three steps stay-at-home parents should take to better manage their own and the family’s finances.

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You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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Offer to barter

Dr. Marie - Advice for Pet Owners

A vetʼs office is a business that requires a lot of services. In many cases your vet may be willing to barter in exchange for veterinary services.

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How to Find the Best Car Loans for Single Moms

Financial Advice for Single Moms

The best car loans for single mothers might be just around the corner at your local car lot.

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Crystal Bowersox - A Single Mom And A Real American Idol

Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son.

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5 Ways for Single Moms to Save Money

Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Mom's Obesity Raises Newborn's Heart Risk

from the National Institute of Health

The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Your 5-minute guide to protecting your identity

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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Single Moms in the News

6 Best Celebrity Single Moms
Read about Halle Berry, Sandra Bullock, Michelle Williams, Reese Witherspoon, Kimora Lee Simmons, Mary-Louise Parker... read more

Diary of a Wimpy Kid: The Last Straw

by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

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Madlynn is Kid of the Month

Stressed mothers may raise fat children

Youngsters seek escape from family problems in unhealthy food

Millions of poor children in the United States may be getting fat before age 10 because their mothers are stressed out and the youngsters seek escape in unhealthy comfort food...

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Alcohol Prevention Web Site for Middle School Students

The Cool Spot Helps Young Teens Resist Peer Pressure and Alcohol Bethesda, Md. – A new version of The Cool Spot, a youth alcohol prevention Web site, launched this week. The site, aimed at 11- to 13-year-olds, was created by The National Institute on Alcohol Abuse and Alcoholism (NIAAA), part of the National Institutes of Health (NIH).

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10 Bad Habits That Lead to Debt Disaster

Little things add up fast. Learn from these mistakes and try these tips to start paying off your debt.

Sometimes the only way to stop a snowballing problem is to go back to the top of the hill and find out what started it. If you're up to your eyeballs in credit card debt, take a step back and recount your money missteps. Knowing your weaknesses could help prevent you from falling back into the bad-credit pit and show you a way out.

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Miss Manners

Minimalism is the cutting edge now. My decorator calls it Dorm Chic. Wait, you'll see, everyone will have this look in a year or two. And then maybe I'll go out and get myself some overstuffed chairs." ...

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7 Secrets to Raising a Happy Child

What Makes a Child Happy?

We all want the same things for our kids. We want them to grow up to love and be loved, to follow their dreams, to find success. Mostly, though, we want them to be happy. But just how much control do we have over our children's happiness? My son, Jake, now 7, has been a rather somber child since birth, while my 5-year-old, Sophie, is perennially sunny. Jake wakes up grumpy. Always has. Sophie, on the other hand, greets every day with a smile. Evident from infancy, their temperaments come, at least in part, from their genes. But that doesn't mean their ultimate happiness is predetermined, assures Bob Murray, PhD, author of Raising an Optimistic Child: A Proven Plan for Depression-Proofing Young Children - for Life (McGraw-Hill).

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