|
The Coupon Crate Tips and Tricks
- Avoid shopping at the peak times such as right after work (5-7 PM) and weekends. Shopping during slow times will allow for you to look for the best deals and getting the best prices without becoming the object of basket-rage. This will also relieve the pressure of hearing everyone grunt and sigh when you pull out those coupons. You absolutely should use your couponing expertise, but why make it harder on yourself?
read more... on The Coupon Crate. Cutting Grocery Costs without Cutting Nutrition Simple, healthy, and affordable ways to weather the rising price of food by Karen Collins, R.D., American Institute of Cancer Research
Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.
The Top 10 Pet-Owner Mistakes Avoid common errors, and keep your four-legged pal healthy and well-behaved. By Ashley Tate
Mistake 1: Buying a Pet Spontaneously. Why this is a mistake: That doggie in the window may be darling, but he might not be the right fit for your family or lifestyle.
10 Tips for Improving Your Family's Eating Habits With today’s busy lifestyles, families don’t always eat as healthfully as we would like. But by practicing healthy eating habits at home, you can make it easier for your family to eat right. Try these 10 tips designed to encourage healthy eating habits:
1. Be a good food role model. Telling children to eat nutritious foods is one thing — showing them is better. If you offer nutritious foods regularly — and if they see you eating them — your children likely will learn to like them.
How to Save on Your Grocery Bill A full cart doesn’t have to leave you with an empty wallet by Kati Neville
Don’t buy non grocery items at the supermarket. Health and beauty goods are usually cheaper at mass-market retailers, like Target. And you’ll find the best deals on paper products at warehouse clubs.
Basic Legal Recommendations for Women by Michele Howe
*Up to $810 per week* working at home!
|
Looking for health insurance deals?
Prescription Drugs and Health Care ProgramsDrug ProgramsDiscover your personality type and what careers are best suited for you Health Insurance Coverage for Kids - Insure Kids Now
The federal government and the states together offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). These programs serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Medicaid and CHIP cover doctor visits, dental care, prescription medicines and immunizations, as well as services like hospitalizations and care for children with special health care needs.
Partnership for Prescription Assistance Program
Phone: 1-888-4PPA-NOW (1-888-477-2669).
Programs: • Help for Those in Need: Many people have difficulty affording health care, including prescription medicines. A number of patient assistance programs provide help to patients who lack prescription drug coverage and earn less than 200% of the federal poverty level (approximately $19,000 for an individual or $32,000 for a family of three).(Qualifications vary by programs. Income levels vary by state.) • Access to the Medicines They Need: Patients will be directed to the public or private programs most likely to meet their needs. The Partnership for Prescription Assistance helps qualifying patients without prescription coverage Enroll in more than 475 patient assistance programs, Access more than 2,500 medicines, Learn how to contact government programs for which they may qualify, such as Medicaid, Medicare, or the State Children's Health Insurance Program. Discount card programs are independent organizations that have negotiated volume discounts for prescription medications. Most cover all drugs, but have relationships with particular pharmacies. Discounts vary by card, so please read through each programs material carefully to determine if a discount would be beneficial.
Patient assistance programs are run by pharmaceutical companies to provide free
medications to people who cannot afford to buy their medicine.
RxHope is exactly what its name implies... a helping hand to people in need in
obtaining critical medications that they would normally have trouble affording.
NeedyMeds is a non-profit organization with the mission of helping people who
cannot afford medicine or healthcare costs. The information at NeedyMeds is
available anonymously and free of charge.
This program is available to everyone, not just for seniors. Annual membership
fee of $20 per family per year will apply. Membership includes the prescription
discount card.
This FREE DRUG CARD program is being sponsored by a non-profit organization to
help all Americans cut their prescription drug costs. Simply download your FREE
Prescription Drug Cards and receive savings of up to 75% at more than 54,000
national and regional pharmacies. Please enter your name and e-mail address in
the box below and we will generate a printable membership card for you. This
card is pre-activated and can be used immediately. This Prescription Card is not
Insurance!
PS Card negotiates volume cash discounts with local pharmacies, including both
national chains and neighborhood stores, to save you up to 50% on all
prescription drugs. We pass all of these savings on to you and the pharmacy pays
PS Card a small referral fee. If you are uninsured or taking a drug that is not
covered by your health plan PS Card will save you up to 50%.
This free prescription drug card program is being produced to help all Americans
cut their prescription drug costs.
Health Care ProgramsFederally Funded Health Centers
U.S. Department of Health and Human Services
Health Resources and Services Administration HRSA
• Complete care when you're pregnant • Immunizations and checkups for your children • Checkups when you're well • Treatment when you're sick • Dental care and prescription drugs for your family • Mental health and substance abuse care if you need it
Health centers are in most cities and many rural areas. Type in your address and
click the 'Find Health Centers' button to find health centers near you.
AmeriPlan - the largest discounted fee-for-services program of its type in the country. The track record of success in providing access to affordable supplemental healthcare speaks for itself. • 30,000+ Dental Providers • 7,500+ Chiropractic Providers • 50,000+ Retail Pharmacies • 12,000+ Optical Providers Free or Low Cost Clinic Finder
Search by zip code for clinics in your area.
Are your child's shots up-to-date?
Here are the latest vaccine recommendations from the American Academy of
Pediatrics and other medical groups, along with the ages (or age ranges) for
when each shot or series of shots is to be given. For example, the polio vaccine
is to be given four times — at 2 months, 4 months, 6 to 18 months and 4 to 6
years. The yellow indicates that children in certain high-risk groups may
benefit from additional vaccinations. If your child or teen has missed any
shots, check with your doctor about getting back on track.
Vaccines and Immunization, CDC Calendar of Events: • National Infant Immunization Week • National Adult Immunization Week Copayment ProgramsCo-Pay programs are public non-profit organizations that provide financial assistance for certain healthcare costs to patients who qualify financially and medically. Mission: With help from AKF, dialysis patients are able to maintain their health insurance coverage. AKF also provides assistance with expenses that insurance will not cover, such as transportation to dialysis, medications, special diet, kidney donor expenses and other treatment essentials. AKF's specialty programs help patients afford treatment during emergency travel and recover from natural disasters.
Phone: 1-800-638-8299
Association of Community Cancer Centers Mission: ACCC is the national multidisciplinary organization that focuses on enhancing, promoting, and protecting the entire continuum of quality cancer care for our patients and our communities.
Phone: 301-984-9496
Mission: CancerCare is a national nonprofit organization that provides free, professional support services to anyone affected by cancer: people with cancer, caregivers, children, loved ones, and the bereaved. CancerCare programs . including counseling, education, financial assistance and practical help . are provided by trained oncology social workers and are completely free of charge.
Phone: 800-813-4673
Candlelighters Childhood Cancer Foundation Mission: Our mission is to provide information and awareness for children and adolescents with cancer and their families, to advocate for their needs, and to support research so every child survives and leads a long and healthy life.
Phone: 800-366-2223
Mission: Comprehensive help for the needs of patients with serious, chronic illnesses
Phone: (888) 267-1440
Mission: Chai Lifeline is a not for profit organization dedicated to helping children suffering from serious illness as well as their family members. We offer a comprehensive range of services to address the multiple needs of patients, parents, and siblings.
Phone: 212.465.1300
Mission: This organization provides links to other resources
for prescription assistance.
Chronic Disease Fund, Inc. (CDF) Mission: CDF's focus is to provide assistance to those under-insured patients who are diagnosed with chronic or life altering diseases that require the use of expensive, specialty therapeutics.
Phone: (877) YOUR-CDF
Mission: Help Chronic Respiratory Disease Patients by providing Education, Support, Equipment, and Life-saving Medications quickly and directly to the Patients home.
Phone: 1-800-307-8048
Mission: The HealthWell Foundation addresses the needs of individuals who cannot afford their insurance copayments, premiums, coinsurance, or other out-of-pocket health care costs.
Phone: 1-800-675-8416
Hunterdon County Medication Access Partnership (HCMAP) Mission: HCMAP connects concerned individuals, congregations, businesses and government organizations to increase awareness and access to affordable prescription medication for Hunterdon County Residents in need. Phone: 609-897-2866 Email: mark.peters@bms.com International Oncology Network Mission: To keep affordable medications within patients' reach, many of ION's pharmaceutical partners offer Patient Assistance Programs to provide free or discounted medications to people who may not be able to afford their needed medications.
Phone: 410-385-2900
Mission: The Leukemia & Lymphoma Society is the world's largest voluntary health
organization dedicated to funding blood cancer research, education and patient
services. The Society's mission: Cure leukemia, lymphoma, Hodgkin's disease and
myeloma, and improve the quality of life of patients and their families. Since
its founding in 1949, the Society has invested more than $550.8 million for
research specifically targeting blood cancers.
Mission: MEDBANK is a non-profit organization dedicated to accessing free prescription drugs for low-income, chronically ill Marylanders.
Phone: 1-877-435-7755
National Children's Cancer Society Mission: The mission of The National Children's Cancer Society is to improve the quality of life for children with cancer and their families by providing financial and in-kind assistance, advocacy, support services and education.
Phone: 314.241.1600
National Organization for Rare Disorders Mission: The National Organization for Rare Disorders (NORD), a 501(c)3 organization, is a unique federation of voluntary health organizations dedicated to helping people with rare "orphan" diseases and assisting the organizations that serve them. NORD is committed to the identification, treatment, and cure of rare disorders through programs of education, advocacy, research, and service.
Phone: (203) 744-0100
Mission: NeedyMeds is a 501(3)(c) non-profit with the mission of helping people
who cannot afford medicine or healthcare costs. The information at NeedyMeds is
available anonymously and free of charge.
Patient Access Network Foundation (PAN) Mission: The Patient Access Network Foundation provides financial support for out-of-pocket costs associated with a wide range of drugs, to treat a number of conditions.
Phone: 1-866-316-PANF (7263)
Patient Advocate Foundation Co-Pay Relief Mission: Patient Advocate Foundation's Co-Pay Relief (CPR) Program provides direct co-payment assistance for pharmaceutical products to insured Americans who financially and medically qualify.
Phone: (800) 532-5274
Mission: Patient Services Incorporated (PSI) is a non-profit organization primarily dedicated to providing health insurance premium assistance, pharmacy co-payment assistance and co-payment waiver assistance for persons with specific expensive chronic illnesses.
Phone: 800-366-7741
The Center for Medicare Advocacy Mission: The Center for Medicare Advocacy, Inc. is a national non-profit, non-partisan organization that provides education, advocacy, and legal assistance to help elders and people with disabilities obtain Medicare and necessary health care. The Center was established in 1986. We focus on the needs of Medicare beneficiaries, people with chronic conditions, and those in need of long-term care. The organization is involved in writing, education, and advocacy activities of importance to Medicare beneficiaries nationwide. The Center's central office is in Connecticut, with offices in Washington, DC and throughout the country.
Phone: (860) 456-7790
• Join the SingleMom.com forums. Share your tips, resources and experience with other single moms |
Utility Prices are Significant Expenses by Randi Lynn Millward I don't know about you, but my electric bill is sky-high. I've been running around the house unplugging everything in sight so as not to incur charges from my appliances using "phantom energy". Because you are somebody special! by Annette Bridges Since my trip to Italy, my husband and I have enjoyed a delicious breakfast routine that often includes French toast, fresh fruit and a yummy cup of cappuccino.
Our Friendships by Laurie Cesario-Overton We all have those days when we get overwhelmed and it seems like every time we turn around there is another problem. 3 Money Rules for Stay-at-Home Moms
As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed...
You May Have Too Much Debt But You Also Have Options How Life Works If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix. Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies. Offer to barter Dr. Marie - Advice for Pet Owners A vetʼs office is a business that requires a lot of services. In many cases your vet may be willing to barter in exchange for veterinary services. How to Find the Best Car Loans for Single Moms Financial Advice for Single Moms The best car loans for single mothers might be just around the corner at your local car lot. Crystal Bowersox - A Single Mom And A Real American Idol Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son. 5 Ways for Single Moms to Save Money Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are. Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis OPRAH.com Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis... Your Just-in-Case Emergency Plan by RealSimple Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house? How to save $10,000 By Liz Pulliam Weston If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food. The Super, Sexy, Single Mom on a Budget by Renee Rayles A quick reference guide designed for the busy, single mom who has little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.
Single Mothers & Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult. Mom's Obesity Raises Newborn's Heart Risk from the National Institute of Health The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States. The 10-Ingredient Shopping Trip By Tara Parker-Pope and Mark Bittman ... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip. Your 5-minute guide to protecting your identity 20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim. Single Moms in the News
6 Best Celebrity Single Moms
Diary of a Wimpy Kid: The Last Straw by Jeff Kinney For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this... 
Madlynn is Kid of the Month Stressed mothers may raise fat children Youngsters seek escape from family problems in unhealthy food Millions of poor children in the United States may be getting fat before age 10 because their mothers are stressed out and the youngsters seek escape in unhealthy comfort food... Alcohol Prevention Web Site for Middle School Students The Cool Spot Helps Young Teens Resist Peer Pressure and Alcohol Bethesda, Md. – A new version of The Cool Spot, a youth alcohol prevention Web site, launched this week. The site, aimed at 11- to 13-year-olds, was created by The National Institute on Alcohol Abuse and Alcoholism (NIAAA), part of the National Institutes of Health (NIH). 10 Bad Habits That Lead to Debt Disaster Little things add up fast. Learn from these mistakes and try these tips to start paying off your debt. Sometimes the only way to stop a snowballing problem is to go back to the top of the hill and find out what started it. If you're up to your eyeballs in credit card debt, take a step back and recount your money missteps. Knowing your weaknesses could help prevent you from falling back into the bad-credit pit and show you a way out.
Miss Manners Minimalism is the cutting edge now. My decorator calls it Dorm Chic. Wait, you'll see, everyone will have this look in a year or two. And then maybe I'll go out and get myself some overstuffed chairs." ... 7 Secrets to Raising a Happy Child What Makes a Child Happy? We all want the same things for our kids. We want them to grow up to love and be loved, to follow their dreams, to find success. Mostly, though, we want them to be happy. But just how much control do we have over our children's happiness? My son, Jake, now 7, has been a rather somber child since birth, while my 5-year-old, Sophie, is perennially sunny. Jake wakes up grumpy. Always has. Sophie, on the other hand, greets every day with a smile. Evident from infancy, their temperaments come, at least in part, from their genes. But that doesn't mean their ultimate happiness is predetermined, assures Bob Murray, PhD, author of Raising an Optimistic Child: A Proven Plan for Depression-Proofing Young Children - for Life (McGraw-Hill). |
