|
Cutting Grocery Costs without Cutting Nutrition Simple, healthy, and affordable ways to weather the rising price of food by Karen Collins, R.D., American Institute of Cancer Research Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.
Eunice is Kid of the Month 
Got a Cute Baby Pic? Free Entry! New $2500 Winner Every Month
Using Insurance to Reduce Risk econ4u.org
All Choices Involve Risk: There are no risk-free choices. Usually, the best way to reduce risk is to take action yourself. For example, to reduce health problems, eat right, get plenty of exercise, get enough sleep, don’t smoke, avoid drugs and so forth. But, since there is no way to avoid risk completely, a common approach is to buy insurance to help reduce the financial losses that can result from bad things that happen.
How to Save on Your Grocery Bill A full cart doesn’t have to leave you with an empty wallet by Kati Neville
Don’t buy non grocery items at the supermarket. Health and beauty goods are usually cheaper at mass-market retailers, like Target. And you’ll find the best deals on paper products at warehouse clubs.
Fix, Freeze, Feast by Kati Neville and Lindsay Tkacsik
In addition to recipes they also have tips for organizing your shopping list, packaging meals and preventing freezer burn... Are women paid less than men? by Diana Furchtgott-Roth One of the concerns of working women is the “pay gap” – the alleged payment to women of 78 cents for every dollar earned by a man. But there are more behind these numbers than first meets the eye, because women work different hours, major in different subjects, and choose different careers. Gut Decisions May Not Be Smart by DEIRDRE VAN DYK If you have ever struggled with a difficult decision — new job vs. new boyfriend, sports car vs. minivan, read the book vs. see the movie — you have likely also been offered a heap of decision-making wisdom. Make a list of pros and cons. Go with your gut. Sleep on it.
|
50 ways to trim your budget . You don't have to give up the things you love to save money. You just have to be willing to look hard. Start with your fixed expenses, then review your discretionary costs by Liz Pulliam Weston
Lou knows his family is in a vicious cycle with credit cards. He's just not sure
how to get out...
Housing and utilities If you're struggling with an unaffordable mortgage or rent payment, moving to a cheaper place or getting a roommate may be options. Otherwise, some ways to lower your housing costs include ... Transportation Buying used cars and driving them for years is a great way to reduce your lifetime transportation expenditures. But there are other, more immediate ways to save, as well... Food Dining out consumes about half the average family's food expenditures, so eating in more often is one of the fastest ways to trim your budget. (But first, read "Big night out, small price tag.") Other ways to control costs include... Personal insurance and retirement You might be tempted to cut back on your 401(k) contributions to pay off debt, but that's not a good idea, if you can avoid it. Most companies with 401(k)s offer matching funds, so failing to contribute means you lose that free money. You also don't want to drop disability insurance, which protects you should illness or accident prevent you from working. Here are better areas to look for savings... Health care Medical costs are rising at a rate much higher than general inflation, while employers are asking their workers to shoulder a bigger share of the expense. You can fight back if you... Clothing and services Professional organizers say most people wear just a fraction of the clothes they own. If that describes you, consider selling stuff you don't wear and being more careful when you shop. You can also trim what you spend on personal care and other services. For example...
Top Online School Matching Service
Green: The Secret to Resurrecting Your Nest Egg in 2009 by Natalie Pace
New Year. New You. New Nest Egg by Natalie Pace
My Journey to Wealth: How I Rode The Bull Right into Wall Street by Natalie Pace
Don't Blind Date. Get Smart and Have More Fun by Natalie Pace
7 Key Comparisons for Credit Card Choice by Tisha Kulak
by Mellody Hobson
A single mom's financial dilemma and a viable solution submitted by R. Osbourne - Lombard
Ignoring credit changes can cost you by Bankrate.com
$73 million in refunds returned to IRS by BankRate.com
Start Talking! 20 Questions to Ask when Mom or Dad Retires
by Ellen Freudenheim
Other Articlesby Linda Hitt Shaver - Spirituality.com
Ouch! That's how I react when I hear about people losing their retirement funds
in corporate collapses. I've been there, and it was awful.
by Carol Winograd - Spirituality.com
This was an answer to my prayer at a time when I was really poor. I couldn't
believe it. I was working at a very low-paying job as a political staffer in
Lansing, Michigan. I lived in a small room with so few possessions I could get
them all packed into one small duffle. I felt certain I couldn't go to college.
by Linda Hitt Shaver - Spirituality.com
Stocks fall four points, raise was only 2%, someone's two hours late, you're 30
pounds overweight, the lottery's $3 million.
Single Moms : The Necessity of Life Insurance
by David F. Woods, CLU, ChFC
As a single mom, your child depends on you for the world. You’re the primary
caregiver, breadwinner and so much more. But what if tragedy struck and you were
no longer around for your child?
by Ginger Filippone - Spirituality.com
Because of some unexpected expenses, I didn't have enough money to get me
through the week. Although I knew I would be paid the following week, I found
myself bogged down with worries about how I was going to make it until then. So
I decided to turn to God. The answer I got surprised me: Give. I thought: Is
that Your final answer?
Working for the right compesation by Judith H. Ryan - Spirituality.com Compensation questions are often really about self-worth. And self worth is based on self-knowledge, or lack of it. But according to long-time businessman Steve DeWindt, "Every person has a gift to contribute, a special talent, that creates a place for you [in the work force]." Why I love the IRS - by Laura Matthews by Laura Matthews - Spirituality.com We were out of money — and the tax-man cometh. Some months prior, I'd been laid off. But instead of getting back to the corporate scramble, I decided it was a good time to fulfill an old desire. I wanted to grow spiritually, to help my fellow man, and to serve God. I was sure this would not only benefit the world, but also myself and my two kids. by Cynthia Guy from Spirituality.com My parents were broke. I didn't have a job outside of volunteering at my dad's struggling business, but I was finishing high school and wanted to go to college. How could I hope to pay for it? The redemption of a control freak by Nancy Haines Challenger from Spirituality.com
I used to accept the title control freak as a compliment. Until I got into deep
trouble.
1401 New York Avenue, NW, Suite 800 Washington, DC 20005 Phone: 1-202-587-1000, Fax: 1-202-628-4205
NoteThe listing of or omission of an institution, organization or corporation on this Web site does not refer to programmatic capability nor does it confer any official status, approval, or endorsement of the institution, organization or corporation itself. This listing does not purport to be a listing of all organizations & corporations that are providing relief in the affected area. Additionally, there may be organizations providing relief in the affected area that are not accepting donations at this time. It is not the purpose of this Web site to make, or enable to be made, any representation to the public concerning the organizations listed. This listing is for informational purposes only. Any contributions or submissions you choose to make from links on this Web site are at your sole discretion.
• Join the SingleMom.com forums. Share your tips, resources and experience with other single moms |
Your 15-point tax-return checklist by By Jeff Schnepper It's time to start thinking about getting those taxes done. Maybe you're in a panic. Not to worry. Just follow Schnepper's 15 steps to getting your taxes done, and you'll be much happier. Ready? You May Have Too Much Debt But You Also Have Options How Life Works If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.
Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis OPRAH.com Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis... Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies. The 10-Ingredient Shopping Trip By Tara Parker-Pope and Mark Bittman ... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip. Finding last-minute tuition money There's still time to find funds for this semester's college tuition. But you'll have to move quickly.By Gerri Willis It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college tuition bill, here with your guide to last minute money. Annette Bridges - Weekly Column A story waiting to be heard
Are you a good listener?
Your Just-in-Case Emergency Plan by RealSimple Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house? How to save $10,000 By Liz Pulliam Weston If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food. The Super, Sexy, Single Mom on a Budget by Renee Rayles A quick reference guide designed for the busy, single mom who has
little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then. 32 and Counting? Finding Your Happily Ever After Today by Gi Gi The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...
Single Mothers & Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.
Your 5-minute guide to protecting your identity 20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim. TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.  
by Jeff Kinney For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this... Money makeover: Single mom Jacqui Sentmanat is trying to give her child the best of everything, but who's looking out for her financial future? by Joe Light, Money Magazine staff reporter (Money Magazine) -- When you're the single parent of an only child, you want only the best possible life for your kid. That's how Jacqui Sentmanat feels. But it's an expensive proposition. The best financial advice ever
Prince Charming isn't coming. Live like a college student. by Liz Pulliam Weston ... If you're not doing well financially, maybe you're finally ready to hear some advice that could make all the difference.
Tips on How to Take Care of Yourself During a Global Crisis by complaintsboard.com During these last few months, the stress levels have been on the rise, from people struggling with finances, to the banking stresses, to the swine flu projected pandemic. There is a lot of uncertainty, a lot of unnecessary panic, and a lot of overall fear... For one thing, with the information overload that is being thrown in every which direction except straight leaves you wondering what is the truth, and what is not? ...
Live well without going into debt by Donna Freedman Living frugally (and debt-free) is a lot more fun than living with worry. I'll show you how you can enrich your life without breaking the bank.No More Money Stress! ...You have to remain positive..., because anxiety muddies your ability to think through problems clearly. Panic fuels rash decisions that could cost you much more in the long run than those made after careful deliberation.If you've plunged into a financial funk, just take a deep, serenity-bestowing breath and follow these guides to regain control.
5 lessons the rich can teach you They don’t just have more money. They spend it, borrow it and save it in ways that might benefit you, too. by Liz Pulliam Weston ... Studying the habits of this relatively large and growing group of affluent folks can teach us a lot. These people don't just have money; they treat it differently than people farther down the economic ladder. |
