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Cutting Grocery Costs without Cutting Nutrition
Simple, healthy, and affordable ways to weather the rising price of food
by Karen Collins, R.D., American Institute of Cancer Research
Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.
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Got a Cute Baby Pic? Free Entry! New $2500 Winner Every Month
Using Insurance to Reduce Risk
econ4u.org
All Choices Involve Risk: There are no risk-free choices. Usually, the best way to reduce risk is to take action yourself. For example, to reduce health problems, eat right, get plenty of exercise, get enough sleep, don’t smoke, avoid drugs and so forth. But, since there is no way to avoid risk completely, a common approach is to buy insurance to help reduce the financial losses that can result from bad things that happen.
How Insurance Works: ...In the real world, the fee (premium) would have to be large enough to cover not only the losses but the cost of operating the business and earning a profit. And because things don’t always go according to plan, an insurance company needs to be prepared for unexpected costs. If 10 residents have their apartments robbed, the insurance company needs to have enough cash in reserve to pay them back, for instance...
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How to Save on Your Grocery Bill
A full cart doesn’t have to leave you with an empty wallet
by Kati Neville
Don’t buy non grocery items at the supermarket. Health and beauty goods are usually cheaper at mass-market retailers, like Target. And you’ll find the best deals on paper products at warehouse clubs.
Purchase oranges, onions, and potatoes in bags rather than individually. You’ll pay roughly half the price.
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Fix, Freeze, Feast
by Kati Neville and Lindsay Tkacsik
In addition to recipes they also have tips for organizing your shopping list, packaging meals and preventing freezer burn...
Are women paid less than men?
by Diana Furchtgott-Roth
One of the concerns of working women is the “pay gap” – the alleged payment to women of 78 cents for every dollar earned by a man. But there are more behind these numbers than first meets the eye, because women work different hours, major in different subjects, and choose different careers.
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Gut Decisions May Not Be Smart
by DEIRDRE VAN DYK
If you have ever struggled with a difficult decision — new job vs. new boyfriend, sports car vs. minivan, read the book vs. see the movie — you have likely also been offered a heap of decision-making wisdom. Make a list of pros and cons. Go with your gut. Sleep on it.
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About Author:
Kelly Kennedy is the Communications Specialist for MindComet Corporation, a full service marketing agency for Fortune 500 companies and international conglomerates. Kelly specializes in public relations strategies focused on single mother's financial guidance. Kelly has been author to hundreds of articles focusing on single mother financial concerns. She also acts as a contributing author for a wide variety of websites and newsletters. Kelly holds a Bachelors degree in Marketing from the University of Central Florida.
Financial Guide Through a Divorce
by Kelly Kennedy
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Going through a divorce by all means is not easy. Even coming to the realization that you want a divorce or your partner wants to separate, can all be overwhelming. That’s just the beginning; divorces can get ugly when it comes to dividing all joint obligations.
However it needs to be done, so here are some pointers to help solve any problems that may arise.
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Protect your Identity from Being Stolen
by Kelly Kennedy
The fall season is fast approaching and soon that will mean holiday shopping. Imagine standing in the line that seems never ending in a department store and hear the cashier say to the person in front of you, “Thanks for shopping with us Mrs. Smith.” It catches your attention because it’s your last name as well, but then you shrug it off because there are millions of people with the same name. But then when you go to hand your credit card to the cashier, and it’s rejected because it’s now maxed out, your heart stops. The first thoughts running through your head are, “How could this be?”
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An Abundant Source of Single Mother Resources
by Kelly Kennedy
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Single Mother Resources is a new website pertaining mainly to single mothers in need of financial help, credit and debt management, budgeting, and links to other information like grants and scholarships. Single Mother Resources is a private organization partially supported by a national non-profit organization.
Many single mothers find themselves facing financial problems every day. A single mother faces many burdens of everyday costs for her children’s well-being, as well as her own, that at times will leave her in need of financial assistance. This website provides help for single mothers by posting articles and tips on financial help, dealing with credit and debt management issues, household budgeting, as well as providing information and links to grants and scholarships for single mothers that in the end will leave them with useful knowledge.
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Being A Single Mother on a Budget
by Kelly Kennedy
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As a parent you are bound to face a few challenges but as single mother you are bound to face challenges everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see.
If you are a single mother trying to successfully raise your family you are among the many. There are a vast number of women that successfully raise their family. However there is also a great number of single mother’s that must bear the burden of covering their own costs as well as their child’s, all on one income. Whether you are working full time or going to school to better your education you have to make sure your child has proper care after school lets out or during the day while you are away. Whether this proper care is day care or a babysitter, they all come with costs. Many households today are faced with debt so it’s not a surprise to see single parents in debt. With the stress of everyday life, it’s important to not let your debt be ignored. Managing your debt right away is the first step which is followed by finding out ways to reduce your expenses and paying the rest off.
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Childcare Costs and Options
by Kelly Kennedy
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So you’ve had your last child and you realize its time to get back to the working field. However finding child-care doesn’t come easy or cheap. Here are a few tips to keep in mind and a few suggestions while searching for a child care provider.
Don’t settle with your first choice. Just like grocery shopping, if you shop around you are bound to find a less expensive item or childcare provider in this case. You can have either in-home care or out-of-home care. If you’ve made the decision to get back into the working field, home-care wont be an option for you unless of course you plan to have your kids stay at home while someone comes there to watch them. There are a variety of options in this case. If your child has a grandparent and they are available you may want to consider using them because they most likely will do it for free. Other siblings may be able to provide the same care. Babysitters are an option if you trust a neighbor, family friend or referral but you will have to pay. There are also moms that are in-home care providers where they actually stay home to watch their kids but take in other kids as well but basically this is like a day care and could be expensive or could be even more expensive then a regular day care center.
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Single Mother Resources on How to Save on School Shopping
by Kelly Kennedy
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School shopping can be expensive especially if you have more than one child. Pay attention to sales and bargains and let’s not forget about tax-free week. However there are alternatives to hitting the mall that can get you saving dimes in no time!
First off, start by going to garage sales and second hand stores. Some people are looking to get rid of things that are practically brand new. All your school shopping for kid’s clothes can be found here at great prices!
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Click Here and Get your Personal $1000 Cash Bailout now!!!
Solutions to Single Mothers in Debt
by Kelly Kennedy
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As a single mother, lets admit it, times get tough. You are fortunate enough to have your children that mean the world to you, but it doesn’t come cheap. Of course you’d do anything to keep them safe, even if that means struggling financially to support their well being. Debt can get out of hand fast and with only one income it’s hard to pay monthly rent, mortgages, utilities, and food expenses on top of credit card bills. This leads to unwanted stress but can be prevented if you get help.
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Teach Your Kids the Basics on Money - Money Management
by Kelly Kennedy
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Kids are taught about sharing, safety, acceptable behavior, physical health and safety, and good study and work habits but seldom are they taught about money. These will be things that they take with them forever, after they grow up and move out on their own. Money is an important factor in life and it should be addressed in some manor so kids at least know the basics such as budgeting and saving.
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• Join the SingleMom.com forums. Share your tips, resources and experience with other single moms
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9 Cash-Saving Tips That Pay Big Bucks
complaintsboard.com
The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...
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more...
Try out these Thanksgiving recipes from tasteofhome
You May Have Too Much Debt But You Also Have Options
How Life Works
If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.
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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis
OPRAH.com
Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you
devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...
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Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study
followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of
obesity by age 3 than smaller babies.
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more...
The 10-Ingredient Shopping Trip
By Tara Parker-Pope and Mark Bittman
... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it
surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.
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more...
Finding last-minute tuition money
There's still time to find funds for this semester's college tuition. But you'll have to move quickly.
By Gerri Willis
It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college
tuition bill, here with your guide to last minute money.
read more...
Short-term Payday Loans
econ4u.org
...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when
the loan is repaid promptly. However, these loans are not suited for longer repayment periods...
Being realistic about budgeting can help avoid the need for short-term borrowing.
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Your Just-in-Case Emergency Plan
by RealSimple
Who do you call if you can't make it home in time to meet the kids' bus? Who do
you trust to take in your mail when you're on vacation? Who do you trust with
the extra set of keys to your house?
read
more...
How to save $10,000 in 2009
By Liz Pulliam Weston
If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that
$10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as:
Housing, Transportation, Food.
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more...
The Super, Sexy, Single Mom on a Budget
by Renee Rayles
A quick reference guide designed for the busy, single mom who has
little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and
then.
32 and Counting? Finding Your Happily Ever After Today
by Gi Gi
The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just
as you are, being single, taking care of your kids...
read more...
Single Mothers &
Male Role-Models / Mentors
Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They
nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another
equally-invested adult.
read more...
Your 5-minute guide to protecting your identity
20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.
read more...
TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.
read more...
Diary of a Wimpy Kid: The Last Straw
by Jeff Kinney
For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...
read more...
Money makeover: Single mom
Jacqui Sentmanat is trying to give her child the best of everything, but who's looking out for her financial future?
by Joe Light, Money Magazine staff reporter
(Money Magazine) -- When you're the single parent of an only child, you want only the best possible life for your kid. That's how Jacqui Sentmanat feels. But it's an expensive proposition.
read more...
The best financial advice ever
Prince Charming isn't coming. Live like a college student.
Never co-sign a loan. Money experts like David Bach and readers like you share the best nuggets of wisdom they have ever received.
by Liz Pulliam Weston
... If you're not doing well financially, maybe you're finally ready to hear some advice that could make all the difference.
read more...
Tips on How to Take Care of Yourself During a Global Crisis
by complaintsboard.com
During these last few months, the stress levels have been on the rise, from people struggling with finances, to the banking stresses, to the swine flu projected pandemic. There is a lot of uncertainty, a lot of unnecessary panic, and a lot of overall fear...
For one thing, with the information overload that is being thrown in every which direction except straight leaves you wondering what is the truth, and what is not? ...
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