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Fight against credit card rate hikes

by Gerri Willis, CNN finance editor

As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

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Nicholas is Kid of the Month


83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.

Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

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CDI College of Business, Technology and Health Care

 

Top 10 Online Job Search Tips

by CareerBuilder.com

While the popularity of online job boards puts millions of jobs at one's fingertips, it has also made the job applicant pool that much bigger. For this reason, national job search sites and the Internet as a whole have gotten a bad rap from some industry professionals as an ineffective job seeker tool; on the contrary, the Internet actually can be a great resource for job seekers -- they just need to know how to use it.

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Check out this 1.5 Inch Black Mini Digital Photo Frame with Keychain.

 

Six Job Hunting Myths Debunked

by Robert Half International

Everyone wants to give job seekers advice, and while much of it is useful, some guidance may miss the mark. Because the employment market is constantly changing, ideas that once worked well may no longer be effective. This doesn't mean you have to second-guess everything you hear, but do be aware of common job-hunting myths, like the following:

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  Online Education Advantages: Explore the online experience with us in a real online classroom. Hear from former students and experts about online education. Learn the value of a distance learning degree.


 

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I Didn't See it Coming: The Only Book You'll Ever Need to Avoid Being Blindsided in Business

How to use smart strategy and political savvy to control and direct your success in business

 

by Nancy C. Widmann, Elaine J. Eisenman , Amy Dorn Kopelan
sources By Amanda Bach

I Didn't See It Coming provides critical counsel and keen observation on how all employees can develop strategic insights, effective tools, and sharp instincts for reading the room and controlling their own career destiny. Fast trackers, top performers, and managers at every level are often too busy to notice when their jobs are on the line. This insightful guidebook shows readers how to spot the danger signs, see the red flags, and wage a successful campaign to win in business. For anyone in a dicey situation-even if they don't know it yet-this is the ultimate guide for surviving when the time bombs begin ticking.

 

Nancy C. Widmann (New York, NY) was the first woman president at CBS, Inc. She managed CBS Radio for eight years and was inducted into the Broadcasting Hall of Fame in 2005. She serves as an executive coach for senior managers and frequently speaks on corporate politics. Dr. Elaine J. Eisenman (Wellesley, MA) is Dean of Executive Education at Babson College. She holds a doctorate in industrial/organizational psychology and has over 25 years of experience as a consultant, business executive, and board director for both public and privately held companies. Amy Dorn Kopelan (New York, NY) moved upward for 20 years through the executive ranks of ABC Television and managed programming at Good Morning America for nine years. She is President of Bedlam Entertainment, Inc., a conference management company, and founder of COACH ME Inc., which provides group coaching for mid-level managers in Fortune 500 companies.

 

How to Guarantee Your Survival in Business

 

There are four critical laws that are at play at all times in the workplace. Use these rules as a guideline for making smart decisions and avoiding blindsiding at every level of your career:

 

1. It's Always About the Money

 

No matter what people say to the contrary, money is the fuel, the lifeline, the energy, the pulse of every company, whether they are public or private, for-profit or not-for-profit. Once you get used to this idea, you'll be able to see how the flow of money works and, most importantly, how you're impacting the bottom line. By keeping that in mind you can keep your eye on the money and never forget how important it is to you, your career, and the success of the company.

 

2. Get With the Program

 

At various times in your career, you may be asked to support or even lead an initiative that you don't agree with. It's critically important to know how and when to get with the program and 'go with the flow'. Staying relevant when changes occur is a vital part of basic survival. Savvy players learn how to leverage change and even improve the new plan or product. If you can't get with the program, you need to grab hold of your exit strategy and leave.

 

3. Perception Matters

 

It's just that simple. Perceptions determine whether people see you as an ally or a competitor, a leader or a follower, a team player or a loose cannon. It's critical that you understand how your behavior impacts people's perception of you. Watch for cues, and pay attention to how others respond to you. Your values and intentions do not matter - it's what your staff, managers, and peers believe that counts.

 

4. Always Have an Exit Strategy

 

In today's turbulent marketplace no job is forever. Every executive needs a smart and strategic plan that gives her control over her career, no matter what may happen next. The exit strategy is your safety net and your peace of mind. With a solid exit strategy in place, you can lead, innovate, and challenge the status quo without worrying that you will be at risk if the powers that be, or a major sea change, dictate your exit.

 

Book Description:

 

Managers have been under siege for the past ten years. They have been forced to downsize, restructure, merge, combine jobs, and inflate profits. They got on board and did what the boss asked. Then, in came a new boss, or consultant, and out went those same managers who had been willing to play the game.

 

Those managers might still have jobs if they had been able to spot the red flags that signal trouble. In fact, the most dedicated and driven professionals are often the employees least likely to notice the office threats and pitfalls around them; they're too busy working!

 

I Didn't See It Coming provides savvy advice and strategic insights for recognizing and dealing with the situations that can threaten your career. This book will help you develop the skills you need to read the room, correctly assess what is happening around you, and control your career destiny. It shows you why you need an exit strategy, how to navigate the political terrain, how (and why) to differentiate between colleagues, and why it's important to follow the money. Everyone can benefit from understanding how office politics works and what you can do to enhance your position. For anyone in a dicey situation-even if you don't know it yet-this is the ultimate guidebook for office survival. When it comes to your career, don't take chances! Take charge and make sure you see it coming.

 

The authors of this utterly unique career guide are three high-powered former executives from major corporations. Each has been on the firing line, faced situations where she didn't see it coming, and emerged more knowledgeable and successful. Not only do the authors know how to spot dangers and wage a clever campaign of corporate politics, they each have worked with and interviewed hundreds of executives whose stories reveal all the different ways and reasons people get blindsided.

 

Wiley (May 2007); ISBN-13: 978-0470116456.

 

About Author:

Nancy C. Widmann (New York, NY) was the first woman President at CBS, Inc. She managed CBS Radio for eight years and was inducted into the Broadcasting Hall of Fame in 2005. She serves as an executive coach for senior managers and frequently speaks on corporate politics.

 

About Author:

Dr. Elaine J. Eisenman (Wellesley, MA) is Dean of Executive Education at Babson College. She holds a doctorate in Industrial/Organizational Psychology and has over twenty-five years of experience as a consultant, business executive and Board Director for both public and privately held companies.

 

About Author:

Amy Dorn Kopelan (New York, NY) moved upward for 20 years through the executive ranks of ABC Television and managed programming at Good Morning America for nine years. She is President of Bedlam Entertainment, Inc., a conference management company, and founder of COACH ME Inc. which provides group coaching for mid-level managers in Fortune 500 companies.

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9 Cash-Saving Tips That Pay Big Bucks

complaintsboard.com

The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...

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Try out these Thanksgiving recipes from tasteofhome

You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Finding last-minute tuition money

There's still time to find funds for this semester's college tuition. But you'll have to move quickly.

By Gerri Willis

It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college tuition bill, here with your guide to last minute money.

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Short-term Payday Loans

econ4u.org

...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when the loan is repaid promptly. However, these loans are not suited for longer repayment periods... Being realistic about budgeting can help avoid the need for short-term borrowing.

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000 in 2009

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.



32 and Counting? Finding Your Happily Ever After Today

by Gi Gi

The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Your 5-minute guide to protecting your identity

 

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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Diary of a Wimpy Kid: The Last Straw
by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

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34 Ways to Reduce College Costs


Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.

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8 Ways to Survive - and Thrive - in a New Job

by Robert Half International

... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...

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Answer Key Interview Questions Like a Pro

by Robin Ryan, Author of "60 Seconds and You're Hired"

"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.

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Factors to Consider Before Accepting a Job Offer

by Robert Half International

Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.

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How to Identify Your Transferable Skills

by Rachel Zupek, CareerBuilder.com writer

This "finding a career" thing is tricky business.

You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.

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The Directory of Financial Aid for Women

by Gail A. Schlachter

ISBN 1588411672, 560 pages

If you are looking for financial aid for women, or know women who are, then this is the directory for you. Here, in one place, are detailed descriptions of more than 1,500 funding programs--representing billions of dollars in financial aid set aside specifically for women.

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Four Ways to Get Hired Faster

by Mark Krajnik, CEO, Next Level Solutions

The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen. Timing is key in any career move, so it is up to you to make things happen.

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