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Fight against credit card rate hikes

by Gerri Willis, CNN finance editor

As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

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Nicholas is Kid of the Month


83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.

Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

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CDI College of Business, Technology and Health Care

 

Top 10 Online Job Search Tips

by CareerBuilder.com

While the popularity of online job boards puts millions of jobs at one's fingertips, it has also made the job applicant pool that much bigger. For this reason, national job search sites and the Internet as a whole have gotten a bad rap from some industry professionals as an ineffective job seeker tool; on the contrary, the Internet actually can be a great resource for job seekers -- they just need to know how to use it.

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Six Job Hunting Myths Debunked

by Robert Half International

Everyone wants to give job seekers advice, and while much of it is useful, some guidance may miss the mark. Because the employment market is constantly changing, ideas that once worked well may no longer be effective. This doesn't mean you have to second-guess everything you hear, but do be aware of common job-hunting myths, like the following:

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  Online Education Advantages: Explore the online experience with us in a real online classroom. Hear from former students and experts about online education. Learn the value of a distance learning degree.


 

Job markets news
 

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Education & Career For Single Moms

Education & Career hosts updated resources regarding Financial Aid , Educational Resources, Career Resources.

 

 

In a Rocky Job Market, New Pressure on Moms

by EILENE ZIMMERMAN

From the Depression through the recessions of the early 1980s and ’90s, financial necessity has forced women at home with children to head into the work force...

 

Karen Roth, a director at Hyatt Leader, an administrative and human resource staffing firm in New York City, said she advised mothers needing a job quickly to do temporary work... “

 

Your resume won’t necessarily be scrutinized, you build your confidence and computer skills, reacquaint yourself with the corporate environment and meet people that might be able to help you find permanent work,” Ms. Roth said. “And every day you temp is like an eight-hour interview because every person you meet at that temp job is a networking opportunity.” There is also the chance a temporary position will become a permanent one.
Even though the additional income often eases financial worries, the sudden change from stay-at-home to working mother can take an emotional toll...

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Welcome To AceTheInterview


Let's face it; we all have to play the game of interviewing at least once in our lifetime. This website is intended to be a useful resource for anyone who is new to the interviewing process, as well as those who just need a refresher before entering the arena once again.

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Are women paid less than men? 

by Diana Furchtgott-Roth

One of the concerns of working women is the “pay gap” – the alleged payment to women of 78 cents for every dollar earned by a man. But there are more behind these numbers than first meets the eye, because women work different hours, major in different subjects, and choose different careers.
 
The 78 percent figure comes from comparing the 2007 full-time median annual earnings of women with men, the latest year available from the Census Bureau. The 2007 Department of Labor data show that women’s full-time median weekly earnings are 80 percent of men’s.
 
Just comparing men and women who work 40 hours weekly, without accounting for differences in jobs, training, or time in the labor force, yields a ratio of 87.2 percent, with a smaller pay gap.

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How to Instantly Connect with Anyone: 96 All-New Little Tricks for Big Success in Relationships

by Leil Lowndes

Meet new people and converse with confidence
Be credible and charismatic in every social and business situation
Make friends and important contacts wherever you go
Command the respect of everyone you meet


You know who they are. They're the people who, regardless of money, education, looks, or personality, make an impression wherever they go. They are master communicators, and everyone enjoys talking to them. How to Develop Great People Skills shows you how to be one of those lucky few.

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HAPPILY EVER AFTER DIVORCE

by Jessica Bram

While more than half of all marriages end in divorce, joy and happiness does not have to die with it. Happily Ever After Divorce: Notes of a Joyful Journey gives a seldom touched-on view of divorce – a positive view of life on the other side. A uniquely upbeat approach to "going it alone," Happily Ever After Divorce shows readers how author Jessica Bram, an award-winning radio commentator and essayist, maintained a sense of self and humor during a most difficult time, and emerged triumphant.

While being true to divorce's pain and challenges, Bram's personal stories reveal the exhilaration, joy, growth, and triumphs of moving through difficult times and emerging stronger and happier at the other end. In this candid, intimately written book, you will discover:

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Career Match: Connecting Who You Are with What You'll Love to Do

by Shoya Zichy, Ann Bidou

"For thousands of Americans Shoya Zichy's landmark 276 page masterpiece, "Career Match" may have simultaneously squelched the wretched specter of unemployment and brought career satisfaction to those who sing the blues at a time when their nation's economy has been sporting a historically rosy complexion...The most compelling reason for reading this book and why we are bringing it to the attention of TravelSmart readers is that "Career Match" makes it easier for anyone who wants to squeeze the most out of their life experience to do just that. That's why I bought copies for each of my children (all over 40 now). If they can get as much out of the book as I did they'll be grateful for the rest of their lives.

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Knock ‘em Dead 2009: The Ultimate Job Search Guide

by Martin Yate

Praised by the Financial Times, the Wall Street Journal, and USA Today as one of the best career books on the market, this book is better than ever in this timely 2009 edition. It includes updated information on Internet resources for job searching, networking, and company research. The 2009 edition contains a lot of new information: fresh examples of interview types; up-to-the-minute strategies to make applicants stand out from the crowd; new examples of what questions interviewers ask and the best answers to give, and more! This book gives readers all the tools they need to make a dynamic, lasting impression. In today’s competitive world, this is the book job seekers need to get the job they want.

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SoYouWanna Ace A Job Interview?

You decide that you want a job. You send in your brilliant (and mostly accurate) résumé, ask for an outrageous salary (with full benefits, perks, and a generous signing bonus), and get a letter one week later saying that you're hired.

 

Congratulations! You are officially living in Fantasyland. Today, a résumé only functions as a entrance test to snag an interview. It's during the interview where a company decides if it wants to hire you.

 

We'll be even more direct: the job interview is the single most important part of getting a job. It's your chance to show your future bosses that you are smart, funny, quick on your toes, able to communicate, and relatively unlikely to go postal. Because of the importance of the job interview, you might be worried about cracking under the pressure. That is a concern…

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Who Hires Home-based Workers?

by Patrick Erwin

In the last few years, working from home has gone from being a rarity to a reality. With advances in technology, more people are able to link to work from their home computers or laptops. And as employees continue to crave flexibility and yearn for a better work/life balance, more people are working from home for at least part of their workweek.

 

Employees need to meet some basic requirements, including having a telephone and access to a PC. Although the work is conducted from home, interviews for the job aren't always done remotely.

 

Working at home is a growing and legitimate opportunity, but workers should still beware of any job that asks you to invest money, provide access to a bank account or give up a great deal of personal information up front. These are indicators of a possible scam.

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Finding a Job Using Uncommon Search Tactics

by Anthony Balderrama

Rules are meant to be broken. Think outside the box. Be original. These are all clichés meant to inspire and remind you that creativity can often be rewarded in life.

 

Yet, even the most adventurous of us can't overcome our reservations when it comes to job hunting. Everything you've been told about the application and interview processes emphasizes being professional. Don't try to be funny in your cover letter. Wear a conservative business suit. Show how you'll fit in as one of the team. In other words, do what everyone else is doing. -- For some people, that just won't do.

 

Tony Beshara, author of "Acing the Interview," has seen his share of unusual job search methods over the years, ranging from quirky to bold. And several of them have been successful.

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Happy Hour: Friend or Foe?

by Patrick Erwin

The term "happy hour" may have been created by the U.S. Navy to describe a designated period of time for entertainment and refreshment. Of course, happy hour has long since become a universal catchphrase. People around the world know it as a time to unwind and imbibe after a long day of work.

 

But for some workers, their concept of "unwinding" can land them in hot water. Cynthia,* the CEO for a gourmet gift business, recalls one employee who was full of surprises.

 

"Several years ago, I hired a new employee around holiday time. I took my staff out for happy hour, hiring two limousines. After a drink or two, I was looking for the new employee so we could present her with keys to the office, a welcome ritual we do for management. I found her in the limousine, with the driver, getting very 'acquainted' on my Burberry Coat!"

 

The Girl's Guide to Absolutely Everything

by Melissa Kirsch

And I do mean EVERYTHING. Okay, here it is in simple language- everything you've always wanted to know - from unclogging a toilet to health and body image. This being the new year, we're all trying to make changes in our lives, to improve ourselves, to learn new things, and we need a little boost of inspiration and encouragement along the way.
The Girls Guide to Everything can be your bible to making that life transition. Got a question about almost anything? The book provides quick and easy answers at your finger tips. read more...

 

Get happy

 

Happy hour is intended to be jovial and relaxing, and can be an important tool in creating a bond between groups of co-workers. But, despite good intentions, there are some "unhappy hours" where the good times go bad.

 

A recent CareerBuilder.com survey offers a snapshot of our happy hour habits. Here's what it found out about our post-work festivities:

One in five workers attends happy hour festivities with co-workers at least once a month.

Eighty-two percent go to bond with co-workers, while 11 percent go specifically for quality time with the boss.

Fifteen percent of the attendees were all about the office gossip.

Men and women were equally likely to attend.

Workers ages 25 to 34 had the highest attendance across all age groups.

 

The survey revealed a number of incidents and events where a worker's happy hour experience went from smooth sailing to crash and burn.

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You're not getting the job -- 25 reasons why

 

The economy, your location, industry trends can all influence your job status

Don't forget the common denominator in your job hunt is you

Your résumé should build a case for you to be hired for a specific position

Don't beat yourself up over a flubbed interview -- but be sure to learn from mistakes

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How much skin is too much at the office?

 

Here's a scenario very likely to happen at a small business this summer: The owner arrives in the morning, and is greeted not only by the company's receptionist, but her exposed navel. And maybe her nose ring too.

 

In the summer heat, many employees, particularly those in their first jobs, may show up for work in rather skimpy attire that a small business owner feels is unsuitable for the workplace. The solution is to create a dress code -- something that every business has the right to do. Tory Johnson dealt with the issue just a few weeks ago. Three interns, ages 19 to 21, showed up at Johnson's Manhattan recruitment services firm with tank tops, exposed bra straps and flip-flops.

 

"Not only is that totally inappropriate in any office -- I couldn't care less how hot it is outside -- but since my company focuses on the advancement of professional women, it's doubly unacceptable to me," said Johnson, CEO of Women For Hire.

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How To Afford College

You can come up with college tuition -- even a six-figure one. It just takes a little digging...

Howcast Media


10 Worst Things to Say at Work

by Anthony Balderrama, CareerBuilder.com writer

Over time, you’ve probably learned what not to say in a relationship. “Are you losing your hair?” “Yes, you do look fat in that dress.” “I should give my old boyfriend a call.” “You’re just like your mother.” Experience has taught you just how much trouble you can get into with a few words.

 

When it comes to the workplace, however, you might not realize there are plenty of things you can say to damage your work relationships or even your own career. An off-the-cuff remark that you think went unnoticed, for example, might be the first thing your boss remembers when he thinks about you.

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I Didn't See it Coming: The Only Book You'll Ever Need to Avoid Being Blindsided in Business

by Nancy C. Widmann, Elaine J. Eisenman, Amy Dorn Kopelan

I Didn't See It Coming provides savvy advice and strategic insights for recognizing and dealing with the situations that can threaten your career. This book will help you develop the skills you need to read the room, correctly assess what is happening around you, and control your career destiny. It shows you why you need an exit strategy, how to navigate the political terrain, how (and why) to differentiate between colleagues, and why it's important to follow the money. Everyone can benefit from understanding how office politics works and what you can do to enhance your position. For anyone in a dicey situation—even if you don't know it yet—this is the ultimate guidebook for office survival. When it comes to your career, don't take chances! Take charge and make sure you see it coming.

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9 Cash-Saving Tips That Pay Big Bucks

complaintsboard.com

The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...

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Try out these Thanksgiving recipes from tasteofhome

You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Finding last-minute tuition money

There's still time to find funds for this semester's college tuition. But you'll have to move quickly.

By Gerri Willis

It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college tuition bill, here with your guide to last minute money.

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Short-term Payday Loans

econ4u.org

...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when the loan is repaid promptly. However, these loans are not suited for longer repayment periods... Being realistic about budgeting can help avoid the need for short-term borrowing.

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000 in 2009

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.



32 and Counting? Finding Your Happily Ever After Today

by Gi Gi

The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Your 5-minute guide to protecting your identity

 

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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Diary of a Wimpy Kid: The Last Straw
by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

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34 Ways to Reduce College Costs


Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.

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8 Ways to Survive - and Thrive - in a New Job

by Robert Half International

... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...

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Answer Key Interview Questions Like a Pro

by Robin Ryan, Author of "60 Seconds and You're Hired"

"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.

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Factors to Consider Before Accepting a Job Offer

by Robert Half International

Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.

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How to Identify Your Transferable Skills

by Rachel Zupek, CareerBuilder.com writer

This "finding a career" thing is tricky business.

You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.

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The Directory of Financial Aid for Women

by Gail A. Schlachter

ISBN 1588411672, 560 pages

If you are looking for financial aid for women, or know women who are, then this is the directory for you. Here, in one place, are detailed descriptions of more than 1,500 funding programs--representing billions of dollars in financial aid set aside specifically for women.

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Four Ways to Get Hired Faster

by Mark Krajnik, CEO, Next Level Solutions

The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen. Timing is key in any career move, so it is up to you to make things happen.

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