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Fight against credit card rate hikes
by Gerri Willis, CNN finance editor
As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.
read more...
FIND A CHEAP HOME
Cutting Grocery Costs without Cutting Nutrition
Simple, healthy, and affordable ways to weather the rising price of food
by Karen Collins, R.D., American Institute of Cancer Research
Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.
read more...
83 Percent of Recruiters Look for Digital Dirt
4 Ways to Clean Up Digital Dirt
by Selena Dehne, JIST Publishing
Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.
Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.
read more...
CDI College of Business, Technology and Health Care
Top 10 Online Job Search Tips
by CareerBuilder.com
While the popularity of online job boards puts millions of jobs at one's fingertips, it has also made the job applicant pool that much bigger. For this reason, national job search sites and the Internet as a whole have gotten a bad rap from some industry professionals as an ineffective job seeker tool; on the contrary, the Internet actually can be a great resource for job seekers -- they just need to know how to use it.
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For traditional and non traditional college education, or vocational training
Frank O' Neill Memorial Scholarship
The 2009 Frank O' Neill Memorial Scholarship is open to anyone attending a university, college, trade school, technical institute, vocational training or other post-secondary education program in the 2009-2010 academic year. In addition, eligible students may not have already been receiving or awarded a full-tuition scholarship or waiver from another source. This means that you can not apply if you already have 100% of your school paid for.
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Horatio Alger Association Scholarship Program
As one of the nation's largest college financial aid programs in the country, the Horatio Alger National Scholarship Program is the only major scholarship effort that specifically assists high school students who have faced and overcome great obstacles in their young lives. While many aid programs are directed primarily to recognizing academic achievement or leadership potential, the Horatio Alger program also seeks students who have a commitment to use their college degrees in service to others.
The National Scholarship Program is awarded to eligible students in all fifty states, the District of Columbia, and Puerto Rico. National Scholars receive an all expenses paid trip to Washington D.C. during the spring of their senior year to participate in the National Scholars Conference.
- Eligibility.
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Jeannette Rankin Women's Scholarship Fund (JRWSF)
The Jeannette Rankin Women's Scholarship Fund raises funds and awards scholarships annually to low-income women thirty five years of age and older who are in an undergraduate or vocational training program and have a vision of how their education will benefit themselves, their families and their communities. In working towards these ends, JRF continues the legacy of Jeannette Rankin, the first woman elected to Congress and a proponent of peace and women's rights.
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Linda Lael Miller Scholarship
Linda’s scholarships are awarded annually to women who are 25 years or older, non-traditional students who have a difficult time finding scholarships for which they qualify. As in previous years, the scholarship funds may be used not only for tuition and books, but also for childcare, transportation and other expenses not covered by traditional scholarships.
read more...
Business and Professional Women Scholarship
BPW Foundation has offered Career Advancement Scholarships to assist women who meet the program criteria complete their education and Professional Development scholarships to assist targeted groups of working women develop their career skills.
read more...
Women's Independence Scholarship Program (WISP)
The Women's Independence Scholarship Program (WISP) was created in 1999 to help formerly battered women overcome barriers to the education necessary for their becoming employable and financially stable. The primary intent is to help single mothers with young children who have the greatest financial challenges (childcare costs, etc.) to gain work skills so they can support their families. Our funds target women who are in desperate financial situations and absolutely must have both an education and our funds to assist them.
read more...
Women's Independence Scholarship Program (WISP)
The primary intent is to help single mothers with young children who have the greatest financial challenges (childcare costs, etc.) to gain work skills so they can support their families. Our funds target women who are in desperate financial situations and absolutely must have both an education and our funds to assist them.
read more...
Roothbert Fund Scholarship
The Fund is a small, nearly all-volunteer scholarship fund based in New York City, which awards yearly grants and works to foster fellowship among grant recipients.
read more...
The Regaining One's Self Esteem (R.O.S.E.) Fund
The R.O.S.E. Fund was established in 1992 as an umbrella organization chartered to raise funds for, and awareness of women who have had the extraordinary strength and courage to break the cycle of domestic violence. Through the dedication of our staff and volunteers, the leadership of our board, and with the unwavering support of our sponsors we've been transforming and profoundly improving the lives of women survivors ever since.
The R.O.S.E Fund is recognized in the greater Boston community as well as the nation as a leader in the movement to end violence against women. Increasing the self-esteem of the population of women we serve is the thread that runs through all of our efforts and our programs.
read more...
Ronald McDonald House Charities (RMHC) U.S. Scholarships
Many hard working students can’t afford to get the education of their dreams. RMHC want these students to reach their full potential. To help them accomplish this, the RMHC network offers scholarships to students in financial need who have demonstrated academic achievement and community involvement.
read more...
P.E.O. (Philanthropic Educational Organization)
The STAR Scholarship provides a $2,500 award to high school senior women who wish to pursue post-secondary education.
- Educational Loan Fund (ELF) - makes loans available to qualified women who desire higher education and are in need of financial assistance.
- P.E.O. International Peace Scholarship (IPS)
- P.E.O. Program for Continuing Education (PCE) - provides need based grants to women whose education has been interrupted and who find it necessary to return to school to support themselves and/or their families.
- P.E.O. Scholar Awards (PSA) - provides substantial merit-based awards for women who are either pursuing a doctoral level degree or engaged in postdoctoral research.
read more...
SUNSHINE LADY Foundation Scholarship Program
The SUNSHINE LADY Foundation, Inc. is a private family foundation established in the fall of 1996 through the vision and determination of founder and President, Doris Buffett. Ms. Buffett has worked for many years on behalf of battered women and their children, as an advocate, fund-raiser, board member and community organizer. A primary focus of the Foundation is to continue, develop and enhance efforts to end domestic violence. Additional funding priorities of the Foundation include primary education, scholarships and families in crisis.
About the Scholarship:
The Women's Independence Scholarship Program (WISP) was created in 1999 to help formerly battered women overcome barriers to the education necessary for their becoming employable and financially stable. The primary intent is to help single mothers with young children who have the greatest financial challenges (childcare costs, etc.) to gain work skills so they can support their families. Our funds target women who are in desperate financial situations and absolutely must have both an education and our funds to assist them.
About Eligibility:
To be eligible to apply for this scholarship, the applicant must be a direct survivor of domestic violence (partner abuse). While we abhor abuse from any source, our effort is in assisting those women who are survivors of partner abuse.
 They are now accepting applications for scholarships. More information on www.sunshinelady.org/about.html or their FAQ at: www.sunshinelady.org/faq_learning.html
4900 Randall Parkway
Suite H
Wilmington , NC 28403
Phone: 910-397-7742
Fax: 910-397-0023
Toll-Free: 866-255-7742
read more...
Our Families Our Future
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Our Families Our Future is a Wyoming non-profit organization that helps low-income single mothers on their path to economic self-sufficiency. Our CLIMB Wyoming programs train and place women in demand occupations and careers that earn livable wages. Almost 40% of single mothers in Wyoming are living at or below the Federal poverty level, but the staff and partners of Our Families Our Future are working to reverse this statistic by empowering single mothers to improve their lives and the lives of their children.
Our intervention model is based on the Fleming Associates Young Parent Program which was established in Laramie County in 1986 to meet the educational, work and life skills needs of low-income single parents. This is a nationally acclaimed paradigm for moving disadvantaged single mothers out of poverty.
Our Families Our Future
1001 W. 31st Street
Cheyenne, Wyoming 82001
Email: info@ourfamiliesourfuture.org
Phone: (307) 778-0094
Fax: (307) 778-0095
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read more...
Soroptimist.org - Women's Opportunity Awards
Many Women’s Opportunity Award recipients have overcome enormous obstacles in their quest for a better life, including poverty, domestic violence, and drug and alcohol abuse. The Women's Opportunity Awards begin at the local level. Applications will then be forwarded to the closest local participating Soroptimist club. Forward the application to the region contact by December 1st. This will enable it to be forwarded to a local club before the December 15th club deadline.
read more...
Anne Ford and Allegra Ford Scholarship Award
The Anne Ford and Allegra Ford Scholarship offers a $10,000 award to two graduating high school seniors with documented learning disabilities (LD) who are pursuing undergraduate degrees.
To ensure that the nation's 15 million children, adolescents, and adults with learning disabilities have every opportunity to succeed in school, work, and life.
Application
Native American Scholarship Fund
- The MESBEC program is the oldest of CTD's programs. The six priority fields of study are math, engineering, science, business, education, and computers. Science includes all the medical fields. These fields are the ones in which tribes need graduates the most, and the fields in which there are the fewest Indian graduates.
- The Native American Leadership Education program (NALE) is for Native students who are paraprofessionals in Indian schools, and who plan to complete their degree in education, counseling, or school administration. Since only 7% of teachers in reservation schools are Indians, the need for more Indian teachers is huge.
- The Tribal Business Management program (TBM) is for students in business, finance, management, economics, banking, hotel management, and related fields who plan to work in economic development for tribes.
read more...
Association on American Indian Affairs
The Association on American Indian Affairs provides eight scholarship programs for graduate and undergraduate students. Funding is made available due to the generosity of our donors; therefore the number of scholarships provided varies from year to year.
read more...
Ron Brown Scholar Program
The Ron Brown Scholar Program provides academic scholarships, service opportunities and leadership experiences for young African Americans of outstanding promise. Applicants must excel academically, exhibit exceptional leadership potential, participate in community service activities and demonstrate financial need.
Eligibility
read more...
Hispanic College Fund (HCF)
HCF Scholars include some of the nation's top college students. Through the HCF network, students have started careers at companies like Lockheed Martin, Estee Lauder Companies, and Google.
read more...
Karen Marquez Institute for Hispanic Young Professionals
Serves as the bridge from college to career by providing exceptional Hispanic college students with the confidence, exposure, and preparation needed to pursue business and STEM (science, technology, engineering and math) careers. Each year the Hispanic College Fund competitively selects 35 of its scholars from across the country to attend this leadership development program, which takes place in Washington, D.C., during October.
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• Join the SingleMom.com forums. Share your tips, resources and experience with other single moms
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9 Cash-Saving Tips That Pay Big Bucks
complaintsboard.com
The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...
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more...
Try out these Thanksgiving recipes from tasteofhome
You May Have Too Much Debt But You Also Have Options
How Life Works
If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.
read more...
Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis
OPRAH.com
Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you
devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...
read more...
Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study
followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of
obesity by age 3 than smaller babies.
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more...
The 10-Ingredient Shopping Trip
By Tara Parker-Pope and Mark Bittman
... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it
surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.
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more...
Finding last-minute tuition money
There's still time to find funds for this semester's college tuition. But you'll have to move quickly.
By Gerri Willis
It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college
tuition bill, here with your guide to last minute money.
read more...
Short-term Payday Loans
econ4u.org
...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when
the loan is repaid promptly. However, these loans are not suited for longer repayment periods...
Being realistic about budgeting can help avoid the need for short-term borrowing.
read more...
Your Just-in-Case Emergency Plan
by RealSimple
Who do you call if you can't make it home in time to meet the kids' bus? Who do
you trust to take in your mail when you're on vacation? Who do you trust with
the extra set of keys to your house?
read
more...
How to save $10,000 in 2009
By Liz Pulliam Weston
If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that
$10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as:
Housing, Transportation, Food.
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more...
The Super, Sexy, Single Mom on a Budget
by Renee Rayles
A quick reference guide designed for the busy, single mom who has
little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and
then.
32 and Counting? Finding Your Happily Ever After Today
by Gi Gi
The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just
as you are, being single, taking care of your kids...
read more...
Single Mothers &
Male Role-Models / Mentors
Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They
nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another
equally-invested adult.
read more...
Your 5-minute guide to protecting your identity
20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.
read more...
TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.
read more...
Diary of a Wimpy Kid: The Last Straw
by Jeff Kinney
For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...
read more...
34 Ways to Reduce College Costs
Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.
read more...
8 Ways to Survive - and Thrive - in a New Job
by Robert Half International
... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...
read more...
Answer Key Interview Questions Like a Pro
by Robin Ryan, Author of "60 Seconds and You're Hired"
"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.
read more...
Take surveys and earn free music, headphones and more. Join ZoomPanel today.
FIND A CHEAP HOME
Factors to Consider Before Accepting a Job Offer
by Robert Half International
Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.
read more...
How to Identify Your Transferable Skills
by Rachel Zupek, CareerBuilder.com writer
This "finding a career" thing is tricky business.
You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.
read more
The Directory of Financial Aid for Women
by Gail A. Schlachter
ISBN 1588411672, 560 pages
If you are looking for financial aid for women, or know women who are, then this
is the directory for you. Here, in one place, are detailed descriptions of more
than 1,500 funding programs--representing billions of dollars in financial aid
set aside specifically for women.
read more...
Four Ways to Get Hired Faster
by Mark Krajnik, CEO, Next Level Solutions
The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen. Timing is key in any career move, so it is up to you to make things happen.
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