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Fight against credit card rate hikes

by Gerri Willis, CNN finance editor

As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

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Madlynn is Kid of the Month

83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.
Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

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Stop these bad work habits now

by CNN and CareerBuilder.com

...Try going on a diet and I guarantee that a freshly baked pizza will break your willpower whether you're on the second or the forty-fifth day...
Here are bad work habits you need to break now:
Confusing casual with disrespectful, Always doing the bare minimum, Not budging from your job title, Forgetting what your job is, Ignoring the chain of command, Operating on your own clock, Badmouthing your colleagues, Flaunting your connections.

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Single Moms - find here resources on financial aid, scholarships, help with basic needs, food, prescription drugs, health care, housing, legal info, and much more...

Working Moms


Stay Open to Possibilities

by Akosua Barthwell Evans

By being open-minded and well prepared in her twenty plus years of experience as a lawyer, management consultant, and banker, Akosua Barthwell Evans has demonstrated an ability to take risks and explore new possibilities. As a divorced single mother with a six-year-old son, she changed careers mid-stream, attended Yale Law School, and was ultimately recruited by J.P. Morgan Chase. Akosua forged her way in the financial arena while being mindful that her success should not be at the price of happiness.

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Top Ten Characteristics of Successful Women Business Leaders

by Sharon Hadary,
Exe. Director Center for Women's Business Research

Women are transforming the face of business and society, moving into leadership roles as business owners and in corporations. What are the characteristics that set successful women business leaders apart? Research and experience suggest that these top ten characteristics are key for women business leaders to maximize success the 21st century.

 

1. DEFINE SUCCESS IN YOUR OWN TERMS

It is so easy to let others -- usually very well intentioned friends, family, mentors and business associates -- define your goals. Take control of your destiny by deciding how you define success.

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If You Don’t Ask... Getting the Business Help You Need

by Judy Katz

My sweet little grandmother used to advise me all the time, "Judy darling, remember: If you don't ask, you don't get."

 

For too many years I did not take Grandma's sage advice. Building my business, I was busy being all things to a small group of people (clients, family, friends) and some things to a larger group of people (everyone else), with little left for myself. Admitting that I couldn't handle everything myself? Not this juggling fool. I especially didn't think to ask other women business owners for help. I was too used to going to the boys, not the girls.

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Mind Over Matter - Your Attitude Makes the Different

by Margaret Bath - Vice President, Research, Quality & Technology Kellogg Company

Mother knows best, as they say, and Margaret's mother is no exception. Margaret still can recall her three main lessons:

 

1. Go, go,go!

2. P.P.T. (the Power of Positive Thinking)

3. M.O.M (Mind Over Matter)

 

Today, as Vice President of Corporate Research, Quality and Technology at Kellogg, Margaret brings this wisdom into the office, where even her staff can recite these axioms by heart. "I think mind over matter is important because you must think positively of a situation, of others, and of yourself. If you go into something with a cynical attitude, you're going to create a bad dynamic immediately," she explains.

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STAND OUT: Communication Tips for Getting Ahead

by Lindsey Pollak - Author/Career Columnist

Everybody talks, but how many people really communicate? Here are some tips for making your communications stand out in a world of continuous cacophony.

 

Introduce Yourself. Don't wait for people to talk to you, particularly if they are potential clients or more senior colleagues. When I asked my most connected friend how she knew so many people, she said, "When I see people I want to meet, I introduce myself." Could it really be that simple? Yes, as long as you make the most of people's attention after that first handshake.

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It's all about attitude

by Melphine Evans - Controller, Centralized Functions BP International
WorkingWomen2000.com

Melphine Evans' 15-year-old daughter calls her mom her hero. That's probably because with all her work responsibilities, this single mom manages to sing songs with her children first thing in the morning and make it to their games later in the day. On the job, as Controller of Centralized Functions at BP's corporate offices in London, she manages business costs and impacts from a global perspective.

 

Adaptability is a trait that comes naturally to Melphine. Prior to BP, she worked in Alaska for 13 years at Telecom and three years at Alyeska Pipeline Service Co., where she became the first woman and person of color to call herself CFO at both companies-even before diversity was a hot topic. Melphine believes that her migratory youth as "an air force brat" provided essential training. It enabled her to quickly evaluate situations and people, understand corporate politics and nuances, and predict behaviors.

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S.K.I.R.T.S in the Boardroom: A Woman's Survival Guide to Success in Business & Life

by Marshawn Evans, JD

S.K.I.R.T.S. in the Boardroom is a practical, motivational, and inspirational guide that arms a new generation of sassy yet sensible women with the strategies needed to combine confidence and compassion, style and substance, and beauty and brains for unlimited professional success.

S.K.I.R.T.S. stands for Sisterhood, Knowledge, Integrity, Respect, Tenacity, and Substance. These are the often-overlooked qualities that extraordinary women require to maximize their potential in business and in life. S.K.I.R.T.S. in the Boardroom shows you how to develop these qualities and unbeatable business savvy using personal stories, exercises, and real-life examples from author, entertainment attorney, and entrepreneur Marshawn Evans.

Evans provides the practical, real-world advice you need to take your career to the next level. And, she does so without forcing you into a masculine corporate mold. Filled with whimsical chapters and interactive career development assessments, S.K.I.R.T.S. in the Boardroom provides business-boosting insight on such topics as developing a purpose-driven career, personal branding, strategic information sharing, gender differences in communication, leadership styles, networking, understanding your emotional intelligence, and much more!

Hone Your Skills - Negotiating: Turn that 'No' into a "Yes"

by Deborah M. Kolb, PhD, Judith williams, PhD and Carol Frohlinger, JD
by WorkingWomen2000.com

Negotiation is the currency of business. It's the way we resolve conflicting priorities or manage multiple demands on our time. In fact, whenever we need something from someone else-a job, more cooperation, more time, or more money-we negotiate. It pays to hone your negotiating skills.

 

Do your homework. With the right information at your fingertips-such as comparative salaries, market trend data, or performance evaluations-you can build a solid case, confident that the demands you are making are reasonable and that you have the ammunition to support them.

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What Do Successful Moms Do? They Inspire!

by Christiane Holbrook, M.A.

We all want to succeed in our businesses! We want to be financially independent. We want to make a difference, find fulfillment and use our gifts. But we also want to be there for our kids. What most of us don't realize is that we can have both: an opportunity to make a huge difference in the world and to be a great positive influence in our children's lives. And it all starts with being a role model for our children.

 

If we want to inspire our children to greatness we, ourselves, must dare to be great. If we want them to experience lives that are full of fun, joy, fulfillment, challenges and rewards, we must make an example of our own lives.

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A Matter of Serendipity

by Judith Shapiro, President of Barnard College

For Judith Shapiro, life has been an exciting voyage filled with unexpected turns-and that experience has led her to believe that women's career paths should be less rigid. Judith did not have a thirty-year plan that included becoming the President of a leading women's institution; she began her career as an anthropologist, working with a group of relatively isolated indigenous people in South America. In fact, Judith's transition from academician to administrator came only when she was asked to create the position of Provost at Bryn Mawr College after serving for a year as Acting Dean of the undergraduate college. Yet, she is more than content with how her life has unfolded.

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Reinvent Yourself

featured Linda Fuller Co-Founder - Habitat for Humanity International

As a young woman from the South, Linda never imagined that she would someday start and lead a global organization. Now Habitat for Humanity, the non-profit she founded with her husband, Millard, is expected to build 700,000 homes around the world by the year 2016.

 

Personal and professional fulfillment didn't come easily to Linda and her husband. Their early years in Alabama were filled with challenge and heartbreak. At nineteen, already married with her first born, she pursued a degree in elementary education while Millard launched a successful marketing firm. But success came at a high price. There was little time for the family to be together. "I became very lonely and miserable. I thought we were headed for divorce. I told my husband that I was leaving for New York City to undergo counseling for a couple of weeks," Linda says. "That shocked him into realizing that he didn't want to lose his family."

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International traveler speaks the language of the heart

by Beth Carey from Spirituality.Com

A beggar woman with crutches kept a daily vigil outside Margie Hamlin’s hotel in Vietnam. Margie recalls, "She’d put her hand out, and I’d always put my hand in hers and shake it and say a few words in Vietnamese. She’d smile the sweetest smile. We’d hold hands for a minute. Then I’d go on."

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Top 8 Tips for Reducing Kids Screen Time This Summer

Reducing time spent in front of televisions and computers is one of the easiest ways to improve your family's health. Here are eight simple ways to limit screen time so you can help crank up your kids’ energy, re-charge their minds, and improve their health.

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What would you change?

Weekly Column, by Annette Bridges

Change -- some people dread it, and others can’t get enough. It may be much like the idiom, “One man’s trash is another man’s treasure.” When it comes to what we would alter or why we would make a modification, the answers vary because we all have different things we value, want, need and consider important.

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Being a Role Model

by Laurie Cesario-Overton

If I had to choose one sentence that would best describe what I feel parents need to learn, it would be this: Be your child's BEST ROLE MODEL in all the ways that truly count. Be your child's HERO. Whatever you do, do it for all the right reasons.

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How to Find the Best Car Loans for Single Moms

Financial Advice for Single Moms

The best car loans for single mothers might be just around the corner at your local car lot.

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3 Money Rules for Stay-at-Home Moms

As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed...
Here are three steps stay-at-home parents should take to better manage their own and the family’s finances.

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You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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Crystal Bowersox - A Single Mom And A Real American Idol

Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son.

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5 Ways for Single Moms to Save Money

Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Mom's Obesity Raises Newborn's Heart Risk

from the National Institute of Health

The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Your 5-minute guide to protecting your identity

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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Single Moms in the News

6 Best Celebrity Single Moms
Read about Halle Berry, Sandra Bullock, Michelle Williams, Reese Witherspoon, Kimora Lee Simmons, Mary-Louise Parker... read more

Diary of a Wimpy Kid: The Last Straw

by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

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