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Fight against credit card rate hikes

by Gerri Willis, CNN finance editor

As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

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Nicholas is Kid of the Month


83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.

Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

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CDI College of Business, Technology and Health Care

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Strategies & Tips

Find what it takes to become successful in the current business environment, how to juggle work and parenting, how to successfully reintegrate into the workplace.

 

 

How to Instantly Connect with Anyone: 96 All-New Little Tricks for Big Success in Relationships

by Leil Lowndes

Meet new people and converse with confidence
Be credible and charismatic in every social and business situation
Make friends and important contacts wherever you go
Command the respect of everyone you meet


You know who they are. They're the people who, regardless of money, education, looks, or personality, make an impression wherever they go. They are master communicators, and everyone enjoys talking to them. How to Develop Great People Skills shows you how to be one of those lucky few.

Communication guru Leil Lowndes arms you with ninety-six all-new, cutting edge, research-based communications techniques for success in life, love, and business. You will smash the invisible glass ceiling that keeps many people down both personally and professionally. Your new weapon is a neurologically and psychologically sound concept called “Emotional Prediction,” or E.P. Leil Lowndes explains the power of EP and shows you how to harness it through deceptively simple methods to reach greater success in all of your relationships.


About the Author
Leil Lowndes is one of today's most sought-after communication speakers and consultants through her company Applause, Inc. and is author of the international bestsellers How to Make Anyone Fall in Love with You and How to Talk to Anyone.

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HAPPILY EVER AFTER DIVORCE

by Jessica Bram

While more than half of all marriages end in divorce, joy and happiness does not have to die with it. Happily Ever After Divorce: Notes of a Joyful Journey gives a seldom touched-on view of divorce – a positive view of life on the other side. A uniquely upbeat approach to "going it alone," Happily Ever After Divorce shows readers how author Jessica Bram, an award-winning radio commentator and essayist, maintained a sense of self and humor during a most difficult time, and emerged triumphant.

While being true to divorce's pain and challenges, Bram's personal stories reveal the exhilaration, joy, growth, and triumphs of moving through difficult times and emerging stronger and happier at the other end. In this candid, intimately written book, you will discover:

How the author rebuilt her self-esteem through handling everything from everyday tasks to earning a living with newly discovered talents
How children can thrive when parents approach custodial issues with respect
The delightful aspects of spending time alone, single parenting, and unexpected friendships
How Bram approached dating with humor and an upbeat attitude
How, after rebuilding her life, the author opened her heart and found love again.


About the Author
Jessica Bram is an award-winning commentator and essayist. Her radio commentaries which are heard on the Fairfield, Connecticut, NPR station, twice (in 2006 and 2008) earned her first prize in the radio commentary category of the Society of Professional Journalists, Connecticut Chapter's 'Excellence in Journalism' contest. Her work, which includes the widely syndicated essay 'Beauty Calls,' published in the New York Times Magazine's HERS column, has appeared in many national and regional magazines and newspapers.

 

 

I Didn't See it Coming: The Only Book You'll Ever Need to Avoid Being Blindsided in Business

by Nancy C. Widmann, Elaine J. Eisenman, Amy Dorn Kopelan

I Didn't See It Coming provides savvy advice and strategic insights for recognizing and dealing with the situations that can threaten your career. This book will help you develop the skills you need to read the room, correctly assess what is happening around you, and control your career destiny. It shows you why you need an exit strategy, how to navigate the political terrain, how (and why) to differentiate between colleagues, and why it's important to follow the money. Everyone can benefit from understanding how office politics works and what you can do to enhance your position. For anyone in a dicey situation—even if you don't know it yet—this is the ultimate guidebook for office survival. When it comes to your career, don't take chances! Take charge and make sure you see it coming.

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Your Job Is What You Make It

by Mary Crego - Senior Vice President - State Farm,
WorkingWomen2000.com

Mary is what you might call an "Accidental VP." She graduated from college with an English degree and planned to go to law school. But life rarely goes in a straight path, and with student loans to pay off, Mary signed up for an on-campus interview with State Farm. They offered her a job, and today she looks back at her decision to take it with no regrets. "I figured I'd work a year or two until I got something else," she says. "Now 25 years later, I've never been more fascinated with the insurance and financial services business. It's a passion of mine, and I truly enjoy it in a way I never dreamed I would."

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Feedback: Easier to Give Than to Receive

by Nancy Ahlrichs Raichart

No one escapes receiving feedback today--not the teacher, hospital administrator, attorney, elected official, consultant, or you: the businesswoman. Your internal and external customers demand accountability from you and anyone else with whom they spend time or money. Everyone is a consumer who expects a degree of satisfaction whenever they interact with you. You expect no less when you are the service or product consumer.

 

Conversely, each of us needs feedback to feel appreciated--and to correct whatever subtleties stand in the way of receiving that appreciation. Honest feedback is a reward valued by even the highest paid individual.

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Career Tips

 

Health Tip: Avoiding Co-Worker Conflict

by Amanda Bach

Co-worker conflict isn't always avoidable. From time to time you'll have to deal with someone who is rude, a bully, or someone who tries to sabotage your work.

 

The Mayo Clinic offers these tips for building a climate of mutual respect at the office:

 

Be positive. Smile, be upbeat and greet everyone warmly.

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What is mentoring & why do we need a mentor?

by Amanda Bach

Mentoring is a cooperative and nurturing relationship between a more experienced business person and a less experienced business person who wants to learn about a particular business and gain valuable insight into some of the unspoken subtleties of doing business.

 

Research indicates mentoring is one of the crucial and important factors in business success. Having a mentor or going through some type of mentoring program dramatically increases one's chances for success. Although it is not fatal to lack a mentor, it certainly helps one a great deal to have one, both in technical and conceptual knowledge, learning from a broad base of experience and rapidly gaining a wealth of contacts. Being mentored by the right person is an important and viable bridge to success.

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Quick check list

by Amanda Bach

Choosing a career is a big decision. A decision that should involve more than thumbing through a book or newspaper and picking a job that sounds kind of interesting. While your next job will probably not be your last job, you will be spending many hours each week at the office. If you're working full-time you will be spending more time with your co-workers than with your family.

 

If you're short on time, or patience, use the following checklist to come up with some career guidelines. The answers to these questions should give you an idea of what you're looking for. Just as important, they will let you know what you don't want.

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Being prepared is the key to stress-free mornings

by Diana Pemberton-Sikes

"There ought to be a law against looking that good this early in the morning with three little kids in tow," another mother told me recently at our preschool. "Stop it! You're making the rest of us look bad!"

 

She was laughing as she said it, but I can well understand her frustration. I've had plenty of rough nights since my eldest was born six years ago, and can easily see why many other moms pat themselves on the back for just being able to get to school on time wearing two shoes that match.

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Join the SingleMom.com forums. Share your tips, resources and experience with other single moms

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9 Cash-Saving Tips That Pay Big Bucks

complaintsboard.com

The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...

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Try out these Thanksgiving recipes from tasteofhome

You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Finding last-minute tuition money

There's still time to find funds for this semester's college tuition. But you'll have to move quickly.

By Gerri Willis

It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college tuition bill, here with your guide to last minute money.

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Short-term Payday Loans

econ4u.org

...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when the loan is repaid promptly. However, these loans are not suited for longer repayment periods... Being realistic about budgeting can help avoid the need for short-term borrowing.

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000 in 2009

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.



32 and Counting? Finding Your Happily Ever After Today

by Gi Gi

The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Your 5-minute guide to protecting your identity

 

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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Diary of a Wimpy Kid: The Last Straw
by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

read more...

 

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34 Ways to Reduce College Costs


Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.

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8 Ways to Survive - and Thrive - in a New Job

by Robert Half International

... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...

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Answer Key Interview Questions Like a Pro

by Robin Ryan, Author of "60 Seconds and You're Hired"

"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.

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