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Stop these bad work habits now by CNN and CareerBuilder.com
...Try going on a diet and I guarantee that a freshly baked pizza will break your willpower whether you're on the second or the forty-fifth day...
Six Job Hunting Myths Debunked by Robert Half International Everyone wants to give job seekers advice, and while much of it is useful, some guidance may miss the mark. Because the employment market is constantly changing, ideas that once worked well may no longer be effective. This doesn't mean you have to second-guess everything you hear, but do be aware of common job-hunting myths, like the following: Madlynn is Kid of the Month 83 Percent of Recruiters Look for Digital Dirt 4 Ways to Clean Up Digital Dirt by Selena Dehne, JIST Publishing
Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.
Industries That Will GAIN The Most Jobs In Next Decade We've seen the deterioration of certain industries and massive disruption in employment. But, in the next decade there will certainly be a corresponding expansion in some unexpected areas. Earlier this month, the Bureau of Labor Statistics forecast the industries in which it expects the most job growth over the next decade. Four Ways to Get Hired Faster by Mark Krajnik, CEO, Next Level Solutions The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen. Timing is key in any career move, so it is up to you to make things happen. How to Identify Your Transferable Skills by Rachel Zupek, CareerBuilder.com writer This "finding a career" thing is tricky business. You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.
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Financial Aid and Scholarships for Single Moms
Find information on government grants: Teacher Education Assistance, Pell Grant, Supplemental Educational Opportunity Grant, Academic Competitiveness Grant, National SMART Grant, Institutional Grants, Campus Based Aid (FSEOG, FWS, Perkins Loans); Stafford Loans (FEFL, Direct Loan), Plus Loans.
Federal Student Aid ProgramsGrants Grants, unlike loans, do not have to be repaid. Click the links below to learn more about grant programs available for eligible students pursuing a postsecondary education. Teacher Education Assistance for College and Higher Education Grant (TEACH Grant) Through the College Cost Reduction and Access Act of 2007, Congress created the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program that provides grants of up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. If, after reading all of the information on this fact sheet, you are interested in learning more about the TEACH Grant Program, you should contact the financial aid office at the college where you will be enrolled.
A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are
awarded usually only to undergraduate students who have not earned a bachelor's
or a professional degree. (In some cases, however, a student enrolled in a
post-baccalaureate teacher certification program might receive a Pell Grant.)
Federal Supplemental Educational Opportunity Grant (FSEOG)
The Federal Supplemental Educational Opportunity Grant (FSEOG) program is for
undergraduates with exceptional financial need. Pell Grant recipients with the
lowest expected family contributions (EFCs) will be considered first for a FSEOG.
Just like Pell Grants, the FSEOG does not have to be repaid.
Academic Competitiveness Grant
The Academic Competitiveness Grant was made available for the first time for the
2006-2007 school year for first year college students who graduated from high
school after January 1, 2006, and for second year college students who graduated
from high school after January 1, 2005. The Academic Competitiveness Grant award
is in addition to the student's Pell Grant award.
The National Science & Mathematics Access to Retain Talent Grant (National SMART Grant) The National Science and Mathematics Access to Retain Talent Grant, also known as the National Smart Grant is available during the third and fourth years of undergraduate study to full-time students who are eligible for the Federal Pell Grant and who are majoring in physical, life, or computer sciences, mathematics, technology, or engineering or in a foreign language determined critical to national security. The student must also be enrolled in the courses necessary to complete the degree program and to fulfill the requirements of the intended eligible major in addition to maintaining a cumulative grade point average (GPA) of at least 3.0 in coursework required for the major. The National SMART Grant award is in addition to the student's Pell Grant award.
There are other grants in addition to ours. Colleges provide institutional
grants to help make up the difference between college costs and what a family
can be expected to contribute through income, savings, loans, and student
earnings.
Thinking about attending college? Will you need a loan? If so, think Federal Aid First! Federal loans usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources. ...explains the differences between federal and private education loans, the various kinds of federal loans offered and the dollar amounts available. Included are details on the Free Application for Federal Student Aid (FAFSA)—your starting point for obtaining financial assistance for college.
Education beyond high school can give you choices that may not otherwise be
possible, open doors to better paying positions, and give you the opportunity to
do the things you enjoy most. By advancing your education, you can expand your
possibilities and increase your career choices.
The Federal Supplemental Educational Opportunity Grant (FSEOG), Federal
Work-Study (FWS), and Federal Perkins Loan programs are called campus-based
programs because they're administered directly by the financial aid office at
each participating school. Not all schools participate in all three programs.
Check with your school's financial aid office to find out which programs they
participate in.
Stafford Loans (FFELs and Direct Loans) U.S. Department of Education administers the Federal Family Education Loan (FFEL) Program and the William D. Ford Federal Direct Loan (Direct Loan) Program. Both the FFEL and Direct Loan programs consist of what are generally known as Stafford Loans (for students) and PLUS Loans (for parents).
Parents can borrow a PLUS Loan to help pay your education expenses if you are a
dependent undergraduate student enrolled at least half time in an eligible
program at an eligible school. PLUS Loans are available through the Federal
Family Education Loan (FFEL) Program and the William D. Ford Federal Direct Loan
(Direct Loan) Program. Your parents can get either loan, but not both, for you
during the same enrollment period. They also must have an acceptable credit
history.
FAFSA - Free Application for Federal Student Aid
1. Before Beginning an FAFSA: gather required documents and
other information ahead of time.
Income Based Repayment (IBR) is a new repayment plan for the major types of federal loans made to students. Under IBR, your required monthly payment is capped at an amount that is intended to be affordable based on your income and family size. The Directory of Financial Aid for Women by Gail A. Schlachter
ISBN 1588411672, 560 pages
Cancellation/Deferment Options for Teachers
If you're a teacher serving in a low-income or subject-matter shortage area, it
might be possible for you to cancel or defer your student loans.
Financial Aid for the California Community Colleges Network Everything you want to know about financial aid is available in the financial aid office at your local California Community College campus.
Under certain circumstances, the federal government will cancel all or part of
an educational loan.
Additional Information
NoteThe listing of or omission of an institution, organization or corporation on this Web site does not refer to programmatic capability nor does it confer any official status, approval, or endorsement of the institution, organization or corporation itself. This listing does not purport to be a listing of all organizations & corporations that are providing relief in the affected area. Additionally, there may be organizations providing relief in the affected area that are not accepting donations at this time. It is not the purpose of this Web site to make, or enable to be made, any representation to the public concerning the organizations listed. This listing is for informational purposes only. Any contributions or submissions you choose to make from links on this Web site are at your sole discretion.
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34 Ways to Reduce College Costs
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it as a time to unwind and imbibe after a long day of work.
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