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Fight against credit card rate hikes

by Gerri Willis, CNN finance editor

As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

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Nicholas is Kid of the Month


83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.

Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

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CDI College of Business, Technology and Health Care

 

Top 10 Online Job Search Tips

by CareerBuilder.com

While the popularity of online job boards puts millions of jobs at one's fingertips, it has also made the job applicant pool that much bigger. For this reason, national job search sites and the Internet as a whole have gotten a bad rap from some industry professionals as an ineffective job seeker tool; on the contrary, the Internet actually can be a great resource for job seekers -- they just need to know how to use it.

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Check out this 1.5 Inch Black Mini Digital Photo Frame with Keychain.

 

Six Job Hunting Myths Debunked

by Robert Half International

Everyone wants to give job seekers advice, and while much of it is useful, some guidance may miss the mark. Because the employment market is constantly changing, ideas that once worked well may no longer be effective. This doesn't mean you have to second-guess everything you hear, but do be aware of common job-hunting myths, like the following:

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  Online Education Advantages: Explore the online experience with us in a real online classroom. Hear from former students and experts about online education. Learn the value of a distance learning degree.


 

Job markets news
 

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Book Reviews

Great articles and books on topics such as women in the work place. Read inspiring stories about women owned businesses; learn from their experience: what to avoid when starting your own business.

 

S.K.I.R.T.S in the Boardroom: A Woman's Survival Guide to Success in Business & Life

by Marshawn Evans, JD,

S.K.I.R.T.S. in the Boardroom is a practical, motivational, and inspirational guide that arms a new generation of sassy yet sensible women with the strategies needed to combine confidence and compassion, style and substance, and beauty and brains for unlimited professional success.

 

S.K.I.R.T.S. stands for Sisterhood, Knowledge, Integrity, Respect, Tenacity, and Substance. These are the often-overlooked qualities that extraordinary women require to maximize their potential in business and in life. S.K.I.R.T.S. in the Boardroom shows you how to develop these qualities and unbeatable business savvy using personal stories, exercises, and real-life examples from author, entertainment attorney, and entrepreneur Marshawn Evans.

 

Evans provides the practical, real-world advice you need to take your career to the next level. And, she does so without forcing you into a masculine corporate mold. Filled with whimsical chapters and interactive career development assessments, S.K.I.R.T.S. in the Boardroom provides business-boosting insight on such topics as developing a purpose-driven career, personal branding, strategic information sharing, gender differences in communication, leadership styles, networking, understanding your emotional intelligence, and much more!

 

The Girl's Guide to Absolutely Everything

by Melissa Kirsch

And I do mean EVERYTHING. Okay, here it is in simple language- everything you've always wanted to know - from unclogging a toilet to health and body image. This being the new year, we're all trying to make changes in our lives, to improve ourselves, to learn new things, and we need a little boost of inspiration and encouragement along the way.
The Girls Guide to Everything can be your bible to making that life transition. Got a question about almost anything? The book provides quick and easy answers at your finger tips. read more...

 

 

10 Worst Things to Say at Work

by Anthony Balderrama, CareerBuilder.com writer

Over time, you’ve probably learned what not to say in a relationship. “Are you losing your hair?” “Yes, you do look fat in that dress.” “I should give my old boyfriend a call.” “You’re just like your mother.” Experience has taught you just how much trouble you can get into with a few words.

 

When it comes to the workplace, however, you might not realize there are plenty of things you can say to damage your work relationships or even your own career. An off-the-cuff remark that you think went unnoticed, for example, might be the first thing your boss remembers when he thinks about you.

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Living Dangerously: Even Workers With Desk Jobs Take Big Risks Without Disability Insurance

sources collected by Amanda Bach

LIFE Foundation Offers Six Misconceptions about Disability Insurance and the Risk of Becoming Disabled - Sources collected by Amanda Bach - Washington, D.C. – It’s been said that life is what happens while you're busy making other plans. But while Americans have a knack for planning – whether it’s for a business, a wedding or a vacation – many do not have a plan in place to protect their greatest asset – their ability to earn a living. In an effort to turn a corner on this issue, the non-profit LIFE Foundation is addressing some commonly held misconceptions regarding disability insurance and offering tips to help consumers evaluate their coverage needs.

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The conundrum of the glass ceiling

by Amanda Bach

IT IS 20 years since the term “glass ceiling” was coined by the Wall Street Journal to describe the apparent barriers that prevent women from reaching the top of the corporate hierarchy; and it is ten years since the American government's specially appointed Glass Ceiling Commission published its recommendations. In 1995 the commission said that the barrier was continuing “to deny untold numbers of qualified people the opportunity to compete for and hold executive level positions in the private sector.” It found that women had 45.7% of America's jobs and more than half of master's degrees being awarded. Yet 95% of senior managers were men, and female managers' earnings were on average a mere 68% of their male counterparts'.

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Top Ten Characteristics of Successful Women Business Leaders

by Sharon Hadary,
Exe. Director Center for Women's Business Research

Women are transforming the face of business and society, moving into leadership roles as business owners and in corporations. What are the characteristics that set successful women business leaders apart? Research and experience suggest that these top ten characteristics are key for women business leaders to maximize success the 21st century.

 

1. DEFINE SUCCESS IN YOUR OWN TERMS

It is so easy to let others -- usually very well intentioned friends, family, mentors and business associates -- define your goals. Take control of your destiny by deciding how you define success.

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Career Spotlight: Mommy track can derail career

by Nisha Ramachandran - National Association Of Women Business Owners

The study examined the ease with which women re-entered the workforce after taking a hiatus to raise a family, care for a parent, or tend to other personal matters. Among the findings: An overwhelming majority (70 %) of women initially felt positive about leaving their full-time jobs.

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Number of Women-Owned Businesses Soars to 10.1 Million

by Amanda Bach

It seems that if women own businesses equally with men, or are a minority stakeholders, they are largely unaccounted for in the annals of women’s business research. Thus, while previously released estimates of women entrepreneurship show it to be a dynamic and fast-growing segment of the economy, it is far larger than originally thought.

 

Here’s why: The U.S. Bureau of the Census excludes many businesses in which women play an equal or minority ownership and management role, including many of the largest women-owned and led firms. Approximately one in seven U.S. workers is employed by privately held majority women-owned firms or 50% women-owned firms. These statistics are not included in the more narrow definition (majority owned businesses) Census data collectors use to assess the economic impact of women-owned and operated businesses.

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Low-Level Jobs Increase Cardiac Risk

contributed by Amanda Bach

HealthDay News -- If you're stuck in a low-level job where your boss pushes you around, you may be at increased risk of heart disease. The reason: Such a setting makes your heart beat faster and reduces its ability to respond to challenges, a new British study contends.

 

Previous studies have found a higher incidence of heart disease among low-level workers, said Eric Brunner, an assistant professor of epidemiology at University College, London, and a member of the research team.

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The Top 12 Job Search Mistakes

by Deborah Walker

Stalled in your job-search efforts? Check out this list to make sure you aren't committing some of the worst job-search mistakes.

 

1. Sending a resume that doesn't set you apart from your competition.

 

Since employers and recruiters read hundreds of resumes a week, you'll catch their attention quicker with a resume that differentiates you from your competition. The best resumes target one career objective which is supported by quantifiable accomplishments relating to corporate bottom-line results. Peppering your resume with relevant accomplishments that emphasize benefits over features helps the employer see your potential value to their organization. Send an accomplishment-driven resume and keep your calendar clear for the interviews that you'll generate.

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Florida has best employment outlook - Sunshine State has vibrant job markets, report says

 

If you want to know where the jobs are, you probably need to ask where the retirees are going. Indeed, that's still the Sun Belt.

A new study finds that Florida is a potent job-creation engine. Five of the top 10 cities for job growth are located in the Sunshine State, and researchers say a lot of those jobs are in health care or service sectors that cater to an older population.

 

Two other places on the list that are cranking out new jobs are really special cases: Las Vegas, which continues to benefit from gambling tourism and an influx of retirees, and a three-town area in Arkansas that hosts a nice retail company called Wal-Mart.

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Wage Gap Increases Between Women and Men

by U.S. Census Reports

Figures released by the US Census Bureau last week show that the pay gap between women and men widened in 2003. Women's pay slumped for the first time since 1999, with women earning only 75.5 cents to every dollar men earn. The Census Bureau stated that this marks the first "statistically significant" decline in women's pay since 1995, AccountingWEB.com reports, with real median earnings of women over the age of 15 fell 0.6 percent to $30,724. The Institute for Women's Policy Research has stated that the 1.4 percent decrease in the gender wage ratio is the largest backslide since 1991.

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Job opening? Work-at-home moms fill bill

by Stephanie Armour
from National Association Of Women Business Owners

Like many stay-at-home moms, Christie Thomas spends much of the day doting on her daughter, reading her stories, making her lunch and putting her down for afternoon naps.
But Thomas is among a new generation of moms who have chosen to stay at home but earn an income, too. She's a loan officer and independent contractor for Pacific West Financial, doing loan work and research while Carlyjo, age 2, sleeps or watches TV. She also gets some work done after her husband, a teacher, gets home from work.

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Interviews & Great Books

 

ENCORE: Finding Work that Matters in the Second Half of Life

by Marc Freedman
author of Encore: Finding Work that Matters in the Second Half of Life

The boomers are rejecting conventional notions of retirement and crossing into a new stage of work--and their energy could transform what work means for all Americans. The movement of millions of sixty-somethings into a new phase in their working lives constitutes one of the most significant social trends in this country in nearly half a century. Encore describes the competing visions for work that are already lining up to capture the hearts and minds, and the time, of waves of baby boomers who are not content, or affluent enough, to spend their next twenty or thirty years on the golf course. Baby boomers are searching for a calling in the second half of life; they are moving beyond midlife yet refusing to phase out or fade away. If the old dream of the Golden Years was the Freedom from Work, the dream of this new wave is the Freedom to Work--in new ways, on new terms, to new ends. As their numbers begin to swell, these individuals hold the potential not only to transform work in America, but to create a society that balances the joys and responsibilities of contribution across the generations--in other words, one that works better for everyone.

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Getting Back on the Career Track

by Carol Fishman Cohen and Vivian Steir Rabin
Authors of Back on the Career Track

Would you like to return to the work world but are concerned about how to find an opportunity that will allow you to fulfill your family or other non-work obligations, nervous about how to “market yourself” to potential employers, or unsure about what type of work you want to do? They took time out to be home with their children, and then relaunched their careers years later. Based upon our experience, and that of the 100+ women they interviewed for this book, as well as the career counselors, recruiters and employers whose advice they sought, they’ve developed a detailed process to help you negotiate this major transition. Returning to the workforce can be a daunting job for full-time moms. Carol Fishman Cohen and Vivian Steir Rabin understand, because they've been there. And as women who have successfully relaunched their careers, they know it can be done with careful planning, strategizing, and creativity. Now, in Back on the Career Track: A Guide for Stay at Home Moms Who Want to Return to Work, they offer a prescriptive, seven-step program that covers such topics as building confidence, assessing career options, updating job skills, preparing for interviews, getting the family on board, networking, and much more

read more...

 

Excuse Me, Your Job Is Waiting

by Laura George
author of Excuse Me, Your Job Is Waiting

Other job search books may change your job; Excuse Me, Your Job Is Waiting will change your life! Learn how to make the Law of Attraction bring your dream job to you! Make traditional job search tools work for you. Learn why human resource people do what they do. Excuse Me, Your Job Is Waiting approaches job-hunting from Lynn Grabhorn's philosophy of the astonishing power of feelings introduced to more than half a million readers. Laura George applies the powerful Law of Attraction to the life experiences of both losing and getting a job. George captures the style and substance of Excuse Me, helping you identify the qualities you want in a job. She shows you how to flip the negative feelings you may be carrying ("the economy is terrible"; "I can't believe I got laid off"; "I'm too old") so you can stay focused and upbeat to attract that perfect job to you. Experienced in job hunting from both sides of the interview table, George understands all the highs and lows in this emotionally draining process. By exploring the power feelings have on your job search, this new job seeker's guide is unlike any other. George shows you the job market through the employer's eyes and offers insider information on Resume and cover letters, internet job boards and on-line applications, interview and salary negotiation strategies, and much more.

read more...

 

I Didn't See it Coming: The Only Book You'll Ever Need to Avoid Being Blindsided in Business

by Nancy C. Widmann, Elaine J. Eisenman, Amy Dorn Kopelan

I Didn't See It Coming provides savvy advice and strategic insights for recognizing and dealing with the situations that can threaten your career. This book will help you develop the skills you need to read the room, correctly assess what is happening around you, and control your career destiny. It shows you why you need an exit strategy, how to navigate the political terrain, how (and why) to differentiate between colleagues, and why it's important to follow the money. Everyone can benefit from understanding how office politics works and what you can do to enhance your position. For anyone in a dicey situation—even if you don't know it yet—this is the ultimate guidebook for office survival. When it comes to your career, don't take chances! Take charge and make sure you see it coming.

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9 Cash-Saving Tips That Pay Big Bucks

complaintsboard.com

The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...

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Try out these Thanksgiving recipes... from tasteofhome

Short-term Payday Loans

econ4u.org

...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when the loan is repaid promptly. However, these loans are not suited for longer repayment periods... Being realistic about budgeting can help avoid the need for short-term borrowing.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Finding last-minute tuition money

There's still time to find funds for this semester's college tuition. But you'll have to move quickly.

By Gerri Willis

It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college tuition bill, here with your guide to last minute money.

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000 in 2009

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.



32 and Counting? Finding Your Happily Ever After Today

by Gi Gi

The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Your 5-minute guide to protecting your identity

 

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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34 Ways to Reduce College Costs


Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.

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8 Ways to Survive - and Thrive - in a New Job

by Robert Half International

... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...

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Answer Key Interview Questions Like a Pro

by Robin Ryan, Author of "60 Seconds and You're Hired"

"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.

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Factors to Consider Before Accepting a Job Offer

by Robert Half International

Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.

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How to Identify Your Transferable Skills

by Rachel Zupek, CareerBuilder.com writer

This "finding a career" thing is tricky business.

You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.

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The Directory of Financial Aid for Women

by Gail A. Schlachter

ISBN 1588411672, 560 pages

If you are looking for financial aid for women, or know women who are, then this is the directory for you. Here, in one place, are detailed descriptions of more than 1,500 funding programs--representing billions of dollars in financial aid set aside specifically for women.

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Four Ways to Get Hired Faster

by Mark Krajnik, CEO, Next Level Solutions

The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen. Timing is key in any career move, so it is up to you to make things happen.

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