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Fight against credit card rate hikes
by Gerri Willis, CNN finance editor
As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.
read more...
FIND A CHEAP HOME
Cutting Grocery Costs without Cutting Nutrition
Simple, healthy, and affordable ways to weather the rising price of food
by Karen Collins, R.D., American Institute of Cancer Research
Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.
read more...
83 Percent of Recruiters Look for Digital Dirt
4 Ways to Clean Up Digital Dirt
by Selena Dehne, JIST Publishing
Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.
Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.
read more...
CDI College of Business, Technology and Health Care
Top 10 Online Job Search Tips
by CareerBuilder.com
While the popularity of online job boards puts millions of jobs at one's fingertips, it has also made the job applicant pool that much bigger. For this reason, national job search sites and the Internet as a whole have gotten a bad rap from some industry professionals as an ineffective job seeker tool; on the contrary, the Internet actually can be a great resource for job seekers -- they just need to know how to use it.
read more...
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Great articles on the topic of career, choosing college, and financial aid.
Read other moms’ perspective, learn from others’ experience.
How to Instantly Connect with Anyone: 96 All-New Little Tricks for Big Success
in Relationships
by Leil Lowndes
Meet new people and converse with confidence
Be credible and charismatic in every social and business situation
Make friends and important contacts wherever you go
Command the respect of everyone you meet
You know who they are. They're the people who, regardless of money, education,
looks, or personality, make an impression wherever they go. They are master
communicators, and everyone enjoys talking to them. How to Develop Great People
Skills shows you how to be one of those lucky few.
Communication guru Leil Lowndes arms you with ninety-six all-new, cutting edge,
research-based communications techniques for success in life, love, and
business. You will smash the invisible glass ceiling that keeps many people down
both personally and professionally. Your new weapon is a neurologically and
psychologically sound concept called “Emotional Prediction,” or E.P. Leil
Lowndes explains the power of EP and shows you how to harness it through
deceptively simple methods to reach greater success in all of your
relationships.
About the Author
Leil Lowndes is one of today's most sought-after communication
speakers and consultants through her company Applause, Inc. and is author of the
international bestsellers How to Make Anyone Fall in Love with You and How
to Talk to Anyone.
read more...
Bad economy is good for bartering
By U.S. News & World Report
How about some dental work in exchange for a brake job? As the sagging economy squeezes pocketbooks, many Americans are trying an alternative to piling up credit card charges.
Watches, baseball cards, cupcakes and cookies, artwork, a journal entry, a bike and even a dog have all found new homes at Main Street Family Dentistry in Tupelo, Miss.
Dentist Harry Rayburn and his staff accepted the tokens as a barter from patients on a single day in exchange for fillings, extractions and cleanings, mainly from uninsured patients.
As spare cash becomes harder to come by for many families, bartering is an increasingly attractive alternative to putting expenses on credit cards. Lots more people are swapping stuff and services: Listings on bartering Web site SwapThing are double what they were five months ago; posts for bartering on Craigslist are nearly double those of a year ago.
Thinking of trying it? Here's a guide to bartering online.
read more...
HAPPILY EVER AFTER DIVORCE
by Jessica Bram
 
While more than half of all marriages end in divorce, joy and happiness does not
have to die with it. Happily Ever After Divorce: Notes of a Joyful Journey gives
a seldom touched-on view of divorce – a positive view of life on the other side.
A uniquely upbeat approach to "going it alone," Happily Ever After Divorce shows
readers how author Jessica Bram, an award-winning radio commentator and
essayist, maintained a sense of self and humor during a most difficult time, and
emerged triumphant.
While being true to divorce's pain and challenges, Bram's personal stories
reveal the exhilaration, joy, growth, and triumphs of moving through difficult
times and emerging stronger and happier at the other end. In this candid,
intimately written book, you will discover:
• How the author rebuilt her self-esteem through
handling everything from everyday tasks to earning a living with newly
discovered talents
• How children can thrive when parents approach
custodial issues with respect
• The delightful aspects of spending time alone,
single parenting, and unexpected friendships
• How Bram approached dating with humor and an
upbeat attitude
• How, after rebuilding her life, the author opened
her heart and found love again.
About the Author
Jessica Bram is an award-winning commentator and essayist. Her
radio commentaries which are heard on the Fairfield, Connecticut, NPR station,
twice (in 2006 and 2008) earned her first prize in the radio commentary category
of the Society of Professional Journalists, Connecticut Chapter's 'Excellence in
Journalism' contest. Her work, which includes the widely syndicated essay
'Beauty Calls,' published in the New York Times Magazine's HERS column,
has appeared in many national and regional magazines and newspapers.
Nice Girls Don't Get the Corner Office: 101 Unconscious Mistakes Women Make That
Sabotage Their Careers
by Lois P. Frankel
In the bestselling tradition of Play Like a Man, Win Like a Woman comes the
breakthrough book that teaches women how to stop sabotaging their careers, and
start getting ahead. For every professional woman who wants to get ahead-but
feels she is at an impasse, NICE GIRLS DON'T GET THE CORNER OFFICE comes
to the rescue. When overlooked for that special assignment or promotion, many
women point the finger outwardly, looking for someone else to blame.
Now, Lois P. Frankel presents a different view in her empowering career primer
that helps women identify ingrained habits they learned as girls that may be
holding them back, such as couching statements in a question, smiling
inappropriately, tilting the head while speaking, and others. Only by overcoming
these self-defeating behaviors will the 'nice girl' learn to leverage her power
in the workplace-and claim the corner office she so richly deserves.
read more...
Never Too Late: Entering College as a Non-Traditional Student
by Kelly Kennedy
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If you are single mom and found that you had to give up going back to school to care for your children, you aren’t the only one. Single women do it all the time in order to raise their children. However as children grow up and go to school themselves, single mothers want the chance as well to go back to school. Whether it is to finish where they left off or get continuing education. Sometimes its not as easy to make the transition back to school if you are older but they are plenty others doing the same thing.
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read more...
How to turn bad sales prospects into good ones
by Valerie Minard from
Spirituality.Com
A few years ago, just after 9/11, business had slowed down. Mary was anxious
because there weren’t enough loan requests coming in, and these are the meat and
potatoes of her work. So her boss assigned her to work with new customers who
hadn't done business with her bank before.
read more...
Difficult Boss? The employee pours on patience
by Beth Carey
You better think about whether you want this job!" the boss screamed at the top
of her lungs. My friend Darcy was in tears and trembling. Her boss, Katherine,
just kept yelling. (All names in this article have been changed.)
That's the way work went. The entire office would hear Katherine as she
threatened contractors, her husband and children—and now Darcy was getting it.
read more...
The Golden Rule of selling
by Christopher Michael
After dropping out of college in 1973, I took a job selling women's shoes in
the mall. In my brief career as a shoe salesman, I learned three important
lessons:
• 1. The best salespeople were artists who danced
with their customers-always anticipating their next move.
• 2. I was never going to be a great shoe salesman.
• 3. The Golden Rule works-even in a sales situation.
read more...
Why I Volunteer
by Chris Radel
As we gathered around the table to speak with yet another troubled teen, I asked
my fellow volunteers if they ever questioned the value of what we were doing. To
a person, the answer was "Yes." But then we shared with each other what it is
that keeps us coming back.
A couple of times a month, I volunteer for the Juvenile Probation Department in
Maricopa County, Arizona, in a "diversion" program. Several states have programs
with the same basic purpose-to divert young folks charged with minor offenses
from the juvenile court system back to their communities. There, volunteers hold
them accountable and help keep a first-time offender from becoming a repeat
offender.
read more...
 It's all growl
by Chris Shoaf
"Well, Shoaf, what did you tear up this time?"
Everyone knew that Joe was the best mechanic in the plant, and we actually
preferred having him work on our equipment. We just didn't want to be there when
he showed up.
He'd always lay into us, with a snide comment about our skills and then a
detailed lecture about how to operate the machinery properly. Sure, he was
always right-and sarcastic and loud.
read more...
Research
careers by industry. Learn about programs by area of interest and find today's
fastest growing and most lucrative careers.
Soul search
by Jeroen van Olst
My journey to find my soul began when I stepped out of my office for the last
time and said goodbye to corporate life.
After years of ruthless ambition and neglect of my mental and physical health, I
was now a professional burnout. When I began my new life as a college professor,
a whole series of new and confusing problems appeared. I soon came face-to-face
with my past and made some shocking discoveries.
read more...
Spirituality at the United Nations
by Judith H. Ryan
A growing awareness of the effectiveness of a spiritual view on global issues
is being cultivated at the United Nations and is helping staff find
solutions to their work.
According to Nancy Roof, who helped convene an ongoing meeting on this new
dimension to the UN work, "The Spiritual Caucus is committed to supporting and
strengthening the spiritual principles and purposes of the United Nations and
raising awareness of spirituality at work within the United Nations system."
read more...
Finding security when leaving a job
by Peter Winterbottom
Our kids were two and three years old, and my wife and I were just barely paying
our rent and monthly expenses. But my marketing job didn't feel right. I
disagreed with decisions that were made by upper management that affected the
quality of our product and the way I was being asked to work with our clients.
"I really needed the job, but I didn't want it. I asked myself, 'What do I want
from a job?' " Was I trying to climb some ladder of success, or was I after
power or money? No. What I wanted was to do something I believed in and where I
felt I was making a unique contribution. The more I thought about what I
believed in, the more I knew I had to make a change.
read more...
The pause that in-stresses
by Kathy Ream
I was really stressed out at work -- so much so that I had to give myself a
pep-talk each morning just to leave my house.
I was in charge of several projects at the same time, none of which had ever
been done before. We were missing deadlines for the manufactured items, and
vendors were not coming through with what they'd promised. My assessment of the
situation: There was no way it was all going to happen, and I was responsible.
read more...
The supreme boss
by Maria Erb
Maybe you've played this game at work. The workload increases -- but your
capacity doesn't. The company supports you -- but can't get you any help. Your
co-workers know you're stretched to the limit -- but so are they.
So what do you do?
When this happens, my co-workers and I often just vent. Even though we laugh and
joke and try to help each other cope, still this isn't enough to get us what we
really need. What we need is to know that we can get the job done, that we are
in good hands, that our needs are being considered and will be met, and that we
are appreciated.
read more...
• Join the SingleMom.com forums. Share your tips, resources and experience with other single moms
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9 Cash-Saving Tips That Pay Big Bucks
complaintsboard.com
The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...
read
more...
Try out these Thanksgiving recipes from tasteofhome
You May Have Too Much Debt But You Also Have Options
How Life Works
If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.
read more...
Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis
OPRAH.com
Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you
devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...
read more...
Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study
followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of
obesity by age 3 than smaller babies.
read
more...
The 10-Ingredient Shopping Trip
By Tara Parker-Pope and Mark Bittman
... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it
surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.
read
more...
Finding last-minute tuition money
There's still time to find funds for this semester's college tuition. But you'll have to move quickly.
By Gerri Willis
It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college
tuition bill, here with your guide to last minute money.
read more...
Short-term Payday Loans
econ4u.org
...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when
the loan is repaid promptly. However, these loans are not suited for longer repayment periods...
Being realistic about budgeting can help avoid the need for short-term borrowing.
read more...
Your Just-in-Case Emergency Plan
by RealSimple
Who do you call if you can't make it home in time to meet the kids' bus? Who do
you trust to take in your mail when you're on vacation? Who do you trust with
the extra set of keys to your house?
read
more...
How to save $10,000 in 2009
By Liz Pulliam Weston
If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that
$10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as:
Housing, Transportation, Food.
read
more...
The Super, Sexy, Single Mom on a Budget
by Renee Rayles
A quick reference guide designed for the busy, single mom who has
little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and
then.
32 and Counting? Finding Your Happily Ever After Today
by Gi Gi
The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just
as you are, being single, taking care of your kids...
read more...
Single Mothers &
Male Role-Models / Mentors
Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They
nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another
equally-invested adult.
read more...
Your 5-minute guide to protecting your identity
20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.
read more...
TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.
read more...
Diary of a Wimpy Kid: The Last Straw
by Jeff Kinney
For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...
read more...
34 Ways to Reduce College Costs
Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.
read more...
8 Ways to Survive - and Thrive - in a New Job
by Robert Half International
... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...
read more...
Answer Key Interview Questions Like a Pro
by Robin Ryan, Author of "60 Seconds and You're Hired"
"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.
read more...
Take surveys and earn free music, headphones and more. Join ZoomPanel today.
FIND A CHEAP HOME
Factors to Consider Before Accepting a Job Offer
by Robert Half International
Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.
read more...
How to Identify Your Transferable Skills
by Rachel Zupek, CareerBuilder.com writer
This "finding a career" thing is tricky business.
You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.
read more
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